What would you do if your wife told you to retire?

Bdubbs

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So here's the deal. My wife has been telling me for about a year to quit my full time job and maybe get a part time gig.

I've been at the same job for 15 years. It's a butter factory. I put in 12 hour shifts, but only work 14-15 days a month. It's hard on the body.

She owns our local H&R block. She wants me home more often during tax season. She put on 70+ hours a week from Jan through mid April. She wants me home more during this time taking care of the dogs. I also help with the office, mainly cleaning it once a week, being an errand boy, ect, lol.

I could get a summer time gig at our local golf course. Mainly cutting grass and such. Or part time at our local Ford dealership. I worked there many years ago.

We don't have kids and already figured out health insurance. We enjoy our summers together, lots of golfing!

I'm only 41 years old!

Thoughts?

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Machdup1

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The decision depends on whether you like your job/working and/or you are in a financial position that would support retirement.

My wife’s opinion that I should do something would only cause me to evaluate her idea fairly and would not be a factor in my ultimate decision.
 

Bdubbs

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The decision depends on whether you like your job/working and/or you are in a financial position that would support retirement.

My wife’s opinion that I should do something would only cause me to evaluate her idea fairly and would not be a factor in my ultimate decision.
I don't mind my job. But the reason I've worked at my current employment for 15+ years is the time off. I could never work a Monday through Friday again.

I'm 99% sure my wife would give me a monthly "allowance" not much less than what I'm currently making at my full time job.

And we've been together for 24 years. We know each other quite well, and we are best friends.

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9397SVTs

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My wife would never TELL me to retire. We discuss our future and how each of us plan on contributing to it. We have a plan in place and we are working that plan. As the head of our household, I lead this effort.

To me, quitting a job and retiring are two very different things. Retiring implies a pension and benefits. Quitting implies no longer earning pay and benefits.

I don't know who the current bread winner is, but quitting a full time job will ultimately change the dynamics of the household. There are always exceptions, but a man who is not the provider of the household is viewed/treated differently by the wife than a man who is. It can also affect how the man views/feels about himself.

Maybe I'm old school/traditional, but I could not be a kept man, receiving an allowance from my wife.
 

lOOKnGO

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Your current employment being hard on your body is of concern. I could introduce you to many men that 60 + that can't do what they want because of their physical condition. Money is a big issue to carry you and you wife comfortably to the end. Old age cost a lot of money......way more then you think. It does sound like you are in a unique position to just take an easy path for employment opportunities. Also enjoy your marriage to the fullest. I know I'm extremely lucky and fortunate to even be on this earth. Time is short, quality years are even shorter for most.
 

CobraBob

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Yeah, he's young, but if his wife's business pulls in enough to support them, why not. He's not saying he won't ever work again, and a part time job is an option. He wouldn't be the first person to retire/stop working at an early age. Two income households have become pretty much a necessity nowadays, but I know a number of couples where the wife is staying home with the kids, and one case where the husband is doing that (wife is around 30 and owns her own insurance office). It boils down to whether a one-income budget (perhaps including part-time income) can suffice.

Brady, you and your wife can definitely (and easily) figure out whether or not it's doable. Determine as well the long-term potential of her business. And remember that the future is hard for anyone to predict. That includes the future of your wife's business and your own employment future.
 

SVTdreamin04

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My mom died before retiring, and she was in a position where she could have easily done it. I wouldn’t call what you’re considering retiring, more like semi-retirement.

If you can do it, do it. Just make sure you can support it up to your older years in life.


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mysticsvt

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I'm 47 and debate going home everyday. Problem is I love toys way too much and staying home doesn't support my habit. If you can financially support yourself happily do it I say. Enjoy Life while you can. Too many people work till they're dead and never enjoy retirement. If you're going to go home and be a couch potato then you're gonna die 10 years sooner I bet. Gotta keep moving and work helps me in that aspect. So many variables....write down your pro's and cons.
 

ford fanatic

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I work the same exact schedule as you, only as a control room operator at a chemical manufacturing plant. The schedule (time off...! i'm on my 8 day break right now) and the great union scale pay are what keep me here. Been doing it for 24 years. I find the longer I do it, the harder the night shifts become.

My wife is a RN and makes great money too. I'd really be tempted with an offer of early retirement, but we wouldn't be able to maintain the life style we have now.

Tough choice for sure, good luck.
 

1 Alibi 2

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Statement from post # 5:
.
" To me, quitting a job and retiring are two very different things. Retiring implies a pension and benefits. Quitting implies no longer earning pay and benefits. "
.
After crunching the #'s, I accepted a forced buy-out @ the end of 2008. My yardstick was being able to not change a thing in my life after the buy-out. If you can do that, independent of your age, I say go for it.
..................Keep in mind, life has no " do overs " !!
 

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