IMO this is still the beginning. Not too late to get in with a good chunk. By that I mean 10-20% portfolio value. BTC, ETH, ADA, DOT, LINK just a few. Personally I can see ETH hitting $10k by end year 2021. This isn't child's play anymore it's a new currency adoption driven by the people. Comparable to the internet adoption we saw in the 90s.