14 GT premium for 6 months?
Let's do an updated car insurance rate thread!
- Thread starter Brutal Metal
- Start date
Newer cars like the 15+ GT and GT500's would be helpful too if guys with these are paying less than me. Should I shop for a better rate? I have homeowners and my Cobra with them too, I think I'm getting bent over... $300 increase over a year period on just this cars policy?
Liberty unfortunately does it by 12 months, gotta double check but I believe I am around 90 a month on 14GT. I plan on going back to USAA and seeing what they will do. My Z06 on the other hand was 60 a month, the punk car image of the mustang and living the Houston area doesn’t help either. FWIW I am married, homeowner and over the hill at 40.
I have always judged it by my monthly rates. I can tell you this though: At 19 when I bought my 03 Cobra I was quoted at $375/mo under my parents policy that I paid. By 24 I was at $150/mo with a couple tickets. Now at 32 I am hovering around $110/mo with an essentially perfect record, so $1300 which I feel is normal for my age and the type of vehicle. I feel like regardless of age rates are only going to be so low for specific vehicles. So you and I are pretty close but I also have a $500 deductible and yours are $250 and a $1000? When I switch my deductibles to $1000 I'm expecting it to drop a decent amount. That's about as much comparison as I can come up with.
I don't know if this helps or not, but speaking with several insurance companies, they stated that the vehicle itself doesn't always have as much to do with premiums as other factors. My '08 Volvo was quoted at $650/6mo by one company, $400 by another. It's worth $8000 on a good day. I'm also questioning why it costs so much to add more vehicles on a single policy when I can only drive one car at a time- doesn't make sense, should be that the only stackable insurance aspect is theft/fire. I guess that would cut into profits though.
8 years ago, I was paying somewhere around $250/mo for my '00GT and '98 Explorer, neither with collision coverage. It's a complete rip-off but unfortunately that's the world we live in. Forced gambling.
American National for the '69, Allstate for the rest.
Oops. I got the name wrong. Should have said American Collectors Insurance. You can buy direct. 18003602277. The lady I used was real nice x254.
$275 a year for the 2016 Corvette 5000 miles or 6 months of use for said year. Got to love collector car insurance. Now my daily a 2008 Dodge Magnum is around $850 a year with a $700 deductible for both.
silverstrike --- who is your insurance through
Just under $500/6 months for our 2016 mustang gt.
- Bodily Injury 300K/500K
- Property 100K
- Uninsured motorist
- 500 deduct Comp
- 500 deduct collison
- Road side/towing
- no car rental
This thread made me quote search since my rate has slowly crept up to 180 a month for a Raptor/durango with 300/300 and low collision and comp.
Holy hell, getting quotes in the 300-400 range a month...
No accidents, dui, tickets.
Guess I'll stick with Geico.
Holy hell, getting quotes in the 300-400 range a month...
No accidents, dui, tickets.
Guess I'll stick with Geico.
agreed. $4600 every six months. a 17 YO and 19YO boys on mine.
I'm still trying to find better rates for me than Erie, but no dice. Everyone is around the same price. $1800 a year for full coverage on both the Jetta & MS6. I tried getting collector insurance on the MS6 since it's not driven much, garaged, blah blah & no one would insure it, but someone said NCM insures his dad's Speed3. WTF?!
Westfield out of Ohio, don't know if they have any branches or associates outside of Ohio though.
www.westfieldinsurance.com
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+65,000
I couldn't be happier with my insurance guy through Liberty Mutual. Dude is a rock star. Every year they try to go up on me, I hit him up, get a better rate than I had. I added him on Facebook. Hell last time he got in touch with me before I got in touch with him to remove a car from the policy, which I had sold. Shit, when I got married he sent a congrats card with new insurance cards for the wife. Can't find service like that anymore. I'll go wherever he goes.
I'm 29, Wife is 25. Full Coverage $500 Deductible. Bundled with Home.
Total Annual Premium:$3,020.00 // $257.42 a month.
Bodily Injury:
$250,000 per person
$500,000 per occurrence
Property Damage:
$100,000 per occurrence
4 Vehicles: (Annual Premium Per)
2011 Durango ($856)
2010 GT500 ($827)
2008 F250 ($811)
2007 Toyota Corolla ($526)
If you want the dudes contact info, I can hook it up.
I'm 29, Wife is 25. Full Coverage $500 Deductible. Bundled with Home.
Total Annual Premium:$3,020.00 // $257.42 a month.
Bodily Injury:
$250,000 per person
$500,000 per occurrence
Property Damage:
$100,000 per occurrence
4 Vehicles: (Annual Premium Per)
2011 Durango ($856)
2010 GT500 ($827)
2008 F250 ($811)
2007 Toyota Corolla ($526)
If you want the dudes contact info, I can hook it up.
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Holy christ bro!!!!
I have a 2018 Durango RT and they want $143 a month, I'm 35 with a clean record! Plus my home owners has gone up and I'm with State Farm (been with them for 10+ years) I think I need to start shopping!
Thanks!
Something has to be going on with Statefarm. At the beginning of the year I was paying $142/m, by Sept it crept up to $186/m for auto/renters insurance with no changes to my location or driving record. When I asked them about it they were very vague about the reason it kept going up. Needless to say I'm with Shelter Insurance now paying $119/m for the same coverage.
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