Terminator insurance

99NCLightning · Jul 26, 2018

I know it’s been asked before but what kind of collector car insurance does everyone use where you can still drive your car some every year? I have my 03 cobra and 94 cobra and I’m tired of paying this high regular insurance on them that I don’t even put 5000 miles a year on.

BlckBox04 · Jul 26, 2018

https://www.svtperformance.com/foru...eople-dont-drive-their-cobras-enough.1161396/

BADBOYSVT · Jul 26, 2018

I use hagerty $500 a years, I think i put under 300 miles since I insurance it. almost time to renew now, I think I will not renew it this years. since I dont drive it.

jedeyeben · Jul 26, 2018

I also use Hagerty, $300 a year.

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Bdubbs · Jul 26, 2018

Grundy, 32k agreed value and pay about 530.

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BMSTNG · Jul 26, 2018

American Modern, 35k agreed value $500 a year. They allow 3,000 miles a year

03' White Snake · Jul 26, 2018

Grundy... 30k value $440.

BADBOYSVT · Jul 26, 2018

Hagerty have no limit on miles. I want to know how the dude up there get $300 a years

TP03 · Jul 27, 2018

Grundy 25k agreed value $380 per year

Skitzerman · Jul 27, 2018

Grundy $35K agreed value for $460 per year.

Midnight_Cobra · Jul 28, 2018

SID297 · Jul 28, 2018

I plan on pricing out my L and my wife's Cobra. I'm tire of paying State Farm. Their service has gone to crap over the last several years.

bigmoose · Jul 28, 2018

Grundy here. 28k for $4xx. The main reason I switched was because my regular insurance company said they valued my cobra at 14k. Not comfortable with that risk.

01yellercobra · Jul 28, 2018

Can you guys also list any mileage restrictions? One of the reasons I haven't looked into this insurance is I still drive the Cobra to work or the store on a nice day.

bigmoose · Jul 28, 2018

slo984now said:
Can you guys also list any mileage restrictions? One of the reasons I haven't looked into this insurance is I still drive the Cobra to work or the store on a nice day.

No mileage restriction. Can't be used as substitute transportation. I did ask if I can drive to work once in a while on a nice day and they said that's not a problem.

01yellercobra · Jul 28, 2018

bigmoose said:
No mileage restriction. Can't be used as substitute transportation. I did ask if I can drive to work once in a while on a nice day and they said that's not a problem.

That's good to hear. That's basically what I do. When the mood strikes I drive it. But it's not a daily or anything.

BADBOYSVT · Jul 29, 2018

no limit on miles with hagerty , yesterday I check the miles, I did put exactly 398 miles this years. I will try call them again when it time to renew , mabe they can low it down little bit.

choate · Jul 30, 2018

interesting. i just lump mine in with my daily (2013 Fusion Ti) and my old F150. I pay $160 a month for all 3 with full coverage. I thought that is pretty good. I did mention the F150 and Cobra only get a few thousand miles a year though but I've never looked further into it. they've never said anything about the miles which I drive the Cobra maybe 3k a year and the truck about the same

01yellercobra · Jul 31, 2018

choate said:
interesting. i just lump mine in with my daily (2013 Fusion Ti) and my old F150. I pay $160 a month for all 3 with full coverage. I thought that is pretty good. I did mention the F150 and Cobra only get a few thousand miles a year though but I've never looked further into it. they've never said anything about the miles which I drive the Cobra maybe 3k a year and the truck about the same

Probably worth asking what they would value the Cobra at. More than likely it won't be any where near what you think it's worth. That's why I keep thinking about going with something like Haggerty or Grundy. Just in case.

choate · Jul 31, 2018

slo984now said:
Probably worth asking what they would value the Cobra at. More than likely it won't be another near what you think it's worth. That's why I keep thinking about going with something like Haggerty or Grundy. Just in case.

I agree. I'm realistic and know it's not worth 28k, probably not even 25k, but honestly I'd say they think it's worth about 16

Terminator insurance

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