I just got my insurance renewal and my insurance just about doubled. Here in Georgia, tickets 14mph and under were never went on your mvr. About a year ago my wife got a ticket for 9mph over in South Carolina. The officer showed us where we could mail it and it was a $70 ticket. Obviously we paid it and didn't think anything else about it. When my insurance doubled, one of the reasons was that ticket. Needless to say I got irate over that being a reason. The insurance company, who I have been with for many years, wouldn't budge on overlooking a 9 over ticket. So I told them to f off that I wouldn't be needing them ever again. I did get a new insurance policy from Geico for about 10% more than my old rate at Progressive. It just really backs up my view of how much of a scam insurance is.