Anyone ever had their car’s title sent to them while still paying on it?

[FourSixPony]

Before work tonight, I noticed my girlfriend’s title to her car on the table, so I picked it up and there was a letter attached saying that the loan has been satisfied and they signed off on the title... but she just got the vehicle last year, it’s not even close to being paid off, she checked her balance online and it still says she owes... I’m just wondering if someone over there made a mistake or what, because I’ve never received a title before making that last payment.

 

[CobraBob]

Pretty certain someone made a mistake, or it's a computer glitch.

 

[Silverstrike]

Yeah my dad got his for his 2016 Z51 Vette and he still has it in it's envelope. So the one's that bought it from the dealership has a replacement title, when he traded it in in 2018.

 

[nofire]

I get all my titles, but it's because in Oklahoma YOU hold the title. It will just say that it has a lien on it until it's paid off. Then you send the title in to the state with proof that the lien is removed and they send you back a clean title.

 

[sleek98]

We hold the titles as well in Missouri. Sounds like someone entered the wrong account number to generate a payoff letter.

 

[VegasMichael]

Yes. When I bought my Shelby I had it shipped from a California dealership and they mailed me all the documentation, including the title, despite the fact I had a five year loan on it. I shrugged and put it in a drawer. A day or two later the dealership called and asked if I had the title. I said yes and was asked if I would please send it back which I did.

 

[IronSnake]

Yes. When I bought my Shelby I had it shipped from a California dealership and they mailed me all the documentation, including the title, despite the fact I had a five year loan on it. I shrugged and put it in a drawer. A day or two later the dealership called and asked if I had the title. I said yes and was asked if I would please send it back which I did.

"I'm sorry, but who is this? Shelby? No, no one by the name Shelby lives here. You have the wrong number"

 

[VegasMichael]

"I'm sorry, but who is this? Shelby? No, no one by the name Shelby lives here. You have the wrong number"

Yeah I could have played around with the dealership and kept the title but I still would have had to make payments to my lender anyway.

 

[GNBRETT]

Lol they sent me my title before I ever paid one red cent on my loan...... No lean either! Not sure why but I wasn't complaining cause it makes it a lot easier to sell with Title in Hand if its not fully paid off which it is now.

 

[Mpoitrast87]

I randomly got sent the title to my truck when I still owed like 20k on it.

 

[MDShelby]

I bought a truck in 2017 and a Mustang in 2018. The dealer delayed sending paperwork to the lien holder for the Pony and I got a request to get it straight. After I got it straight, they sent me the title for my truck.

 

[derklug]

Michigan sends the title with the lien holder on it. When it is paid off the bank will send you a letter verifying the lien has been satisfied.

 

[Blackoyote]

Yes, because I use LightStream so that's always the case