House Build

Stanger00

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How much do you guys think is reasonable for landscaping? I feel like it's something that can be piecemeal and isn't something you would want paid over the course of 30 years.

I should of wrote landscaping and hardscaping.

In all honesty the likelihood of staying 30 years is pretty minimal and if you bought a home that already has landscaping done you are paying for it for the life of the loan, unless you don't like the design and pay to change it.

Trees, plants, walk paths, side yards concrete or pavers, concrete patio or pavers, retaining walls or planter boxes, low voltage lighting, irrigation, bark or gravel. Stuff adds up and depending on size of yard will exceed $20k-$30k.


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DHG1078

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In all honesty the likelihood of staying 30 years is pretty minimal and if you bought a home that already has landscaping done you are paying for it for the life of the loan, unless you don't like the design and pay to change it.

You're still paying for it if you change it.
 

CompOrange04GT

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Someone came to me about something called drip irrigation because I wont have grass..

My response.. " why the **** do I need irrigation if I have rocks"
 

DHG1078

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Someone came to me about something called drip irrigation because I wont have grass..

My response.. " why the **** do I need irrigation if I have rocks"

Doesn't mean you didn't want plants. You don't drip irrigate grass, you drip irrigate individual plants.
 

DHG1078

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If you want any sort of irrigation setup for plants, its totally worth letting someone else dig the trenches for the water lines.
 

DHG1078

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Last note about irrigation. Trenches can obviously be dug later on, by you or a contractor. But think about where you are having concrete poured and where you may want irrigation later. You don't want to have to run water lines under your driveway after the driveway has been poured.
 

Screw-Rice

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Doesn't mean you didn't want plants. You don't drip irrigate grass, you drip irrigate individual plants.
Well typically you have signed contracts and loans before you buy a house too, but what do you know...


Exactly. Am I building a house? Sure.. Slowly

But I havent signed the purchase agreement yet and done a contract. Because I sit here and go..

1. Do I really need 4 bedrooms
2. Do I need a front and back yard to mow
3. Do I need a larger power bill?
Etc Etc Etc

And I keep trying to talk myself out of building the house. Because as someone who isn't married. Renting just seems better for me. As honestly I would use maybe 20% of the house.

Hell even in my small 2 bedroom apartment. I have a nice couch, and a 70 inch tv in the living room. Rarely do I use it unless I have company, I usually lay in my bed to watch TV. So then I go.. Do I really need 2 extra bedrooms, and dining room, blah blah blah. No idea

Pretty cool, they were nice enough to grade the plot, and lay the foundation without any paperwork.
 
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CompOrange04GT

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Well typically you have signed contracts and loans before you buy a house too, but what do you know...


Pretty cool, they were nice enough to grade the plot, and lay the foundation without any paperwork.

Pretty cool that the builder is the same person for my apartment complex.

And the only " contract " I have is the house I want built. No loan paperwork or anything.

I've picked my model, everything I want. I've put the money down to reserve the lot, and get the house started.

Loan paperwork is being worked on now, that I've been approved. Weird though.. I never said " no paperwork"


You not putting in plants or trees?


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Nope. Don't want either. Less outside maintenance the better with how much I work
 

DHG1078

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Pretty cool that the builder is the same person for my apartment complex.

And the only " contract " I have is the house I want built. No loan paperwork or anything.

I've picked my model, everything I want. I've put the money down to reserve the lot, and get the house started.

Loan paperwork is being worked on now, that I've been approved. Weird though.. I never said " no paperwork"




Nope. Don't want either. Less outside maintenance the better with how much I work

The right tree in the right spot will provide shade for your house during the hottest parts of the day, keeping energy costs to a minimum.
 

CompOrange04GT

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The way the house will be built it would have to be on the side of the house, and not much room between the wall and the house.

Behind the house wouldn't work unless its a huge tree in the middle of yard. I dont see it helping. Especially for the cost haha
 

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Pretty cool that the builder is the same person for my apartment complex.

And the only " contract " I have is the house I want built. No loan paperwork or anything.

I've picked my model, everything I want. I've put the money down to reserve the lot, and get the house started.

Loan paperwork is being worked on now, that I've been approved. Weird though.. I never said " no paperwork"




Nope. Don't want either. Less outside maintenance the better with how much I work
No loan or anything, yet construction is underway. That only goes against all standard protocols, but hey it's an area with speed shops that let you make large build changes on a whim with no recourse too apparently.
 

DHG1078

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The way the house will be built it would have to be on the side of the house, and not much room between the wall and the house.

Behind the house wouldn't work unless its a huge tree in the middle of yard. I dont see it helping. Especially for the cost haha
I don't know which side is "front" or back" or where a wall is as the pics you posted is literally a single concrete slab in the middle of no where so I can't tell you which side of the house is the better side to project shade onto your house.

It shouldn't be too hard to find a tall tree with a large canopy. Obviously you don't buy a mature tree. Your local nursery can help you out with that.
 

Stanger00

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No loan or anything, yet construction is underway. That only goes against all standard protocols, but hey it's an area with speed shops that let you make large build changes on a whim with no recourse too apparently.

Must not be a custom home but a home being built in a community where the builder fronts all of the construction costs and all the buy has to do is get pre approved for the loan, pick finishes and extra electrical outlets and then complete the loan on the backend when the house is 30 days out from being finished.

How my experience went when we bought a new construction home in a new community.


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CompOrange04GT

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Must not be a custom home but a home being built in a community where the builder fronts all of the construction costs and all the buy has to do is get pre approved for the loan, pick finishes and extra electrical outlets and then complete the loan on the backend when the house is 30 days out from being finished.

How my experience went when we bought a new construction home in a new community.


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100% correct
 

Screw-Rice

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Must not be a custom home but a home being built in a community where the builder fronts all of the construction costs and all the buy has to do is get pre approved for the loan, pick finishes and extra electrical outlets and then complete the loan on the backend when the house is 30 days out from being finished.

How my experience went when we bought a new construction home in a new community.


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Except you don't pick finishes when you're "working on a loan". Loan is in order at that point. Not my first time dealing a builder, hell done two houses this year. So it's not a new experience to me
 

Stanger00

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Except you don't pick finishes when you're "working on a loan". Loan is in order at that point. Not my first time dealing a builder, hell done two houses this year. So it's not a new experience to me

Our incentive was paying 25% deposit on all options we picked incase we backed out of the deal. Usually you pay 100% of the options you pick prior to loan closing. All builders in my local area were running the same deal on finishing options.

In CA we can't get an appraisal done until the home is 90% complete and the finishes are picked up to 4 months before the home was estimated to be completed.

I get what you're saying tho.


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Screw-Rice

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Our incentive was paying 25% deposit on all options we picked incase we backed out of the deal. Usually you pay 100% of the options you pick prior to loan closing. All builders in my local area were running the same deal on finishing options.

In CA we can't get an appraisal done until the home is 90% complete and the finishes are picked up to 4 months before the home was estimated to be completed.

I get what you're saying tho.


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You have to have a prequal letter typically since underwriting takes awhile. However if you haven't even begun a loan, you won't find anyone taking you serious and move to the finishes stage. That is the discrepancy.
 

Stanger00

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You have to have a prequal letter typically since underwriting takes awhile. However if you haven't even begun a loan, you won't find anyone taking you serious and move to the finishes stage. That is the discrepancy.

Oh, well, yeah. I wrote that earlier. Deposit on lot and plan and pre approval for loan with a lender or builders preferred lender.

Shit we were contracted to have sold our home by a certain date unless we were pre approved non-contingent. The date was 4 months before estimated completion, lol. Luckily we were approved non-contingent but we also sold our home 90 days before closing .


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