insurance? are you paying too much

[99cobrasvtstang]

hey guys, im doing a little project for school and i picked to do a report about automotive insurance, a little curious on how much all of you pay a month for your cars to be insured, just a age, gender, make and model of vehicle and how much you pay a month would be awesome

 

[rcn4god]

20, married, military, 2000 v6, 500 collision and comprehensive...178 a month

 

[Root1022]

21, married, military, (DUI when i was younger, 2 collisions between me and my wife and a couple tickets) 2003 cobra, 2008 mazda 3, 150 a month! State Farm FTMFW!

 

[99cobrasvtstang]

bump

 

[Raven519]

25...2008 Jeep liberty...$128...statefarm

edit...no tickets or infractions...

 

[WP64]

bump

OP, your sampling is useless w/o taking into account driving infraction convictions, within 3 years, and/or driving misdemeanor convictions, within 8 years. I can tell you from personal experience that a reckless driving or drunk driving conviction could double your vehicle insurance premium no matter what your age.

 

[noahsark2012]

2003 Ford Mustang 3.8 liter V-6
2004 Ford F-150 Quad Cab Lariat XLT

36, single, clean driving record, no accidents

$102 a month for both vehicles, full coverage, 500 comp/500 collision.

100/300/100 coverage.

Progressive Insurance.

 

[Dusten]

28, married. 6 tickets in the last 3 years.
Full coverage on 2008 F250, 1998 Honda Accord
Liability on 1989 Mustang, 1998 Corolla.
both wife and i on policy, military.
250 deductible with gap on the F250. about 200 a month

 

[rtdakota]

hey guys, im doing a little project for school and i picked to do a report about automotive insurance, a little curious on how much all of you pay a month for your cars to be insured, just a age, gender, make and model of vehicle and how much you pay a month would be awesome

If you are really trying to get a good feel for what insurance rates are about I would suggest finding an actuary in the industry. Just asking for year, make, model, age and gender isn't enough info. There are many factors that go into rating an insurance policy so you might as well ask about all violations in the last 35 or 36 months(dependent on state how far back can be charged), all claims/at fault accidents in the last 35/36/60 months(also dependent on state), location zip code, credit history, etc....

Thinking you can get an idea of rates from just what you asked for is asinine.

 

[kevs87stang]

im 20 y.o. single male
full coverage on 2001 lightning svt -$50 month (pleasure vehicle)
comprehensive ins. on 1987 lx coupe mustang- $120 (daily slayer)


no tickets. i go through metlife auto, since my work quad graphics does the life insurance stuff through them.

 

[Sapperstang]

31 year old, married. Full coverage on svt focus and another ford econobox. No tickets in last four years. USAA $70 per month.

 

[pyrocrazy]

18, single, male, 1998 v6 mustang. basic coverage. no accidents/tickets. $1458 a year so its like $121ish and change a month i think. liberty mutual

 

[BT1288]

45, married, 500 decuct, full coverage on a 1998 F 150 4x4, a 2002 Mercury Sable, and a 2002 Lightning. 150 bucks a month. Farmers Mutual. No tickets.

 

[Devil_Z]

20, married, military, 2000 v6, 500 collision and comprehensive...178 a month

Holy shit! On a v6 nonetheless. 21, single, male, 2003 z06, 500 collision & comprehensive. 141 a month. Also note this is a daily driver with my milage a year being 15k

 

[99cobrasvtstang]

If you are really trying to get a good feel for what insurance rates are about I would suggest finding an actuary in the industry. Just asking for year, make, model, age and gender isn't enough info. There are many factors that go into rating an insurance policy so you might as well ask about all violations in the last 35 or 36 months(dependent on state how far back can be charged), all claims/at fault accidents in the last 35/36/60 months(also dependent on state), location zip code, credit history, etc....

Thinking you can get an idea of rates from just what you asked for is asinine.

your very right BUT im not doing a report on just insurance rates, im doing a report on automotive insurance as a whole, the reason i was asking what everyone of you pay a month on your vehicles is because im including a graph as an example of what a typical everyday joe would pay on a high performance car (typically i had the idea of using a termi because i know this is the site where alot of people own one) give or take a few tickets etc.. im sorry i didnt give a more deatailed question lol my bad. a friend of mine is doing the same report but mentioned to me the idea of showing what an everyday person pays a month to insure a (what he claims is the fastest and most dependable car) chevrolet camaro in his report. so i figured id show my ford pride and throw in a cobra in one of my examples =] =]

 

[pharmd2010]

23. male. Fiance - 21. female. I am primary on the GT, she is primary on the Maxima.
2006 GT. 2000 Maxima. Full coverage on both. $1k deductible C/C on both. 25/50/25 on both. Clean driving record for both of us.
Approx. $1000 every 6 months for both cars. Geico.

 

[nmra3578]

22 single ,

1993 cobra, full coverage 150.00 a year collector car insurance state farm

2000 tacoma , 1988 coupe full coverage 100.00 month state farm

 

[Devil_Z]

Damn i thought my insurance was bad, but some of your guys makes me want to cry. lol

 

[thomas91169]

$188, GST in sig. 24yo two speeding tickets on record, and now one at-fault collision. 15/30/15 coverage with a $1,000 deductible. Cobra got to $250/mo before i sold it.

 

[Stang Lover]

- 19
- 89 GT
- State Farm
- Full Coverage
- $13x monthly

- Not Bad