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Some Companies Are Helping While Others Watch You Drown

Discussion in 'Road Side Pub' started by Sonic605hp, Mar 26, 2020.

  1. Sonic605hp

    Sonic605hp Resident Prick. Established Member

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    This is the company that holds the mortgage on my home. I am laid off indefinitely and applying like crazy for work. I happen to live in NY where basically business has stopped and unemployment is about 34% of my normal income. I'm not looking for free money but the governor ordered lenders to enact a 90 day delay on mortgage payments that Freedom Mortgage will NOT honor.

    The only thing they've offered to do is push payments for 90 days and have you pay a triple payment due when that 90 days is up with the interest accruing. I wish I was with a different lender. In addition to that if you called her customer service number you can't even get a hold of anyone all you get is a busy signal.

    If you're in the market for a lender avoid Freedom Mortgage like the plague. If you want to retweet go for it... If you think I'm an idiot great. I've gone from working between 55 to 75 hours a week to not having a job and not being able to provide for my family through no fault of my own. I'm not sitting on my ass I'm looking for work but no luck yet.
     
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  2. buffalosoldier

    buffalosoldier Well-Known Member Established Member

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    Sorry for the crap you are going thru but to put it perspective I got laid off from a job I have worked over 30 years yesterday. My boss called me and mentioned that there is $600 a week over and above regular unimployment that the state will pay. I just have to figure out how to get it.
    Good luck to you hopefully it will help you from getting behind.

    Sent from my SM-G975U using Tapatalk
     
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  3. CobraBob

    CobraBob Authorized Vendor Premium Member Established Member

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    Now that sucks! They should be forced to basically forgive the 3 payments. Just leave the mortgage balance alone for 3 months and then go back to your regular monthly payment due. In effect your mortgage term gets extended for 3 months. A simple solution that would help those out of work. :rolleyes:
     
  4. Sonic605hp

    Sonic605hp Resident Prick. Established Member

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    Thanks, much appreciated. Good luck yourself.

     
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  5. Blk04L

    Blk04L . . . Premium Member Established Member

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    I have them too, unfortunately. they bought my loan, and they suck.

    Wanted to refinance before this mess with a CU, but now they are slammed with applications
     
  6. KingBlack

    KingBlack 2018 Fluffer Champion Established Member

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    LOL LOL LOL LOL LOL LOL LOL LOL

    it's crazy that the rule of thumb is save 3 months of your expenses for emergencies, but big companies start crying after 3 weeks. if nothing else this virus exposes that the little guy always gets screwed at the end of the day

    itll work out. your job right now is to make sure your family is physically, emotionally and mentally safe. **** that place
     
  7. Serpent

    Serpent Bike or Cobra? Established Member

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    I usually hate on comcast, but they like other internet providers are trying to help out (at&t, verizon). I got an email saying they are giving unlimited data till may or something. If you already have unlimited data they will put the funds back in your account for the next two months. Its a drop in the bucket but I thought that was pretty cool. This is a bill and not a mortgage, good luck OP, you'll land on your feet.
    I know if this happened to me I would find a closer place to work. sell my commuter bike and get a nice daily driver.
     
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  8. Sonic605hp

    Sonic605hp Resident Prick. Established Member

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    Looks like they have fans on Facebook too!
     
  9. SID297

    SID297 OWNER/ADMIN Staff Member Administrator

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    That should effect their ability to tap into any stimulus funding. Would be nice to see the Fed charge them a higher rate if they have window access (doubtful).
     
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  10. Sonic605hp

    Sonic605hp Resident Prick. Established Member

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    Would be awesome if that actually happened.

     
  11. BOOGIE MAN

    BOOGIE MAN Logic and Reason Established Member

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    I was always taught as a business, keeping cash on hand is a bad thing. :shrug:

    Sent from my SM-N975U using the svtperformance.com mobile app
     
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  12. Sonic605hp

    Sonic605hp Resident Prick. Established Member

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  13. lOOKnGO

    lOOKnGO Keep'um smiling Established Member

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    Stay optimistic! This too will pass. Everyone is getting an education right now.

    BTW, thanks for sharing that.

    Freedom Mortgage SUCKS !!!!
     
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  14. roadracer247

    roadracer247 Well-Known Member Established Member

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    **** those guys.
     
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  15. 1996slowbra

    1996slowbra Well-Known Member Established Member

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    Data caps are bullshit and shouldn't exist in the first place. All they are is a mechanism to try and get people to pay more. **** Comcast for even having them, literally one of the worst companies in existence.
     
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  16. Sonic605hp

    Sonic605hp Resident Prick. Established Member

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    ^^Troof.
     
  17. Sinister04L

    Sinister04L RIP Kane Established Member

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    That sucks man I hope it works out for ya.
     
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  18. L8APEX

    L8APEX On my tummy..! Established Member

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    So happy they sold my mortgage Jan of last year.
    Keep fighting/pushing!
    I've had 3 companies in the past 4 years lol.
     
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  19. jeffh81

    jeffh81 Troll Hunter Established Member

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    USAA is deferring insurance and automobile payments and it will be redistributed to the rest of payment period or loan. They took care of me as soon as I said I was laid off with no questions
     
  20. AustinJ427

    AustinJ427 Well-Known Member Established Member Beer Money Bros.

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    Most of my companies have something similar.

    They are all pretty much telling us to contact them if someone has lost their job and they will do what they can to help.
     
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