Some very good advice here, be wise and listen to it while being very honest with yourself about yourself. There are many reasons why a startup business fails, not enough working capital is one of the biggest. Even with a bank full of money it could still fail. I didn't start mine i bought it after it had been open for a couple of years. The guy I bought it from had access to what should have been enough startup money but he didn't know the industry. It lost big the year before I bought it and made money my first year of owning it. Within 6 years I was talking to an attorney about bankruptcy. It took another 10 years to turn it around. Buckle up it will not be easy and everyone has to be on board, you can not do it by yourself. Fear is healthy but should not stop you. Surround yourself with people that can and will help you and if you choose to move forward you will need to give it all you have. Don't be afraid to talk to people that have done whatever it is that you are thinking about doing. Just a little bit of what's on my mind.