The Eye -- It's Coming For Your Car

Weather Man

Persistance Is A Bitch
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As in mandatory.

Allstate in talks with regulators to track driving to set car insurance rates - WSJ

  • Property and casualty insurer Allstate (NYSE:ALL) seeks to track consumers' driving behaviors using telematics to determine car insurance rates, the company told the Wall Street Journal.
  • "There is an opportunity to encourage innovation in the insurance industry, and we want to start that dialogue with regulators and others," Allstate Chief Legal Officer Rhonda Ferguson told The WSJ in an interview.
  • This may not be a popular change among the insured given privacy concerns, but it could mean lower rates for safe drivers or those that don't drive much.
  • Just over 2M of Allstate's roughly 22M total auto policyholders are currently enrolled in its telematics program, which accounts for less than 4% of the nation's more than 210M personal-auto policyholders, the National Association of Mutual Insurance Companies estimates.
  • Telematics has become more popular since Progressive (NYSE:PGR) introduced the technology about 20 years ago, though less than half of new auto-insurance applicants enroll when given the chance; Ferguson says telematics provides an opportunity to "improve the accuracy of insurance pricing," the WSJ notes.
 

derklug

Seriously? No, never.
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AustinJ427

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A lot of companies have these telematics options, currently it's only 3-4 months worth of monitoring and discounts are given depending on the company.

I'm sure if this gets pushed through, it will be 100% of the time and there won't be a discount as much as a rating factor like credit, driving record, etc.
 

DSG2003Mach1

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I've already decided, no govt cameras on telephone polls in my neighborhood and no tracking my car. It's not negotiable.

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doesnt matter, your neighbors have already put government tracking cameras all over the outside of their houses.

you might as well bring on self driving cars, you're not gonna be able to get away with shit anyhow.
 

PowerWheels

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doesnt matter, your neighbors have already put government tracking cameras all over the outside of their houses.

you might as well bring on self driving cars, you're not gonna be able to get away with shit anyhow.
Yes, I know the neighbors have that. Convenience gets us all. Most without even being aware of it or realizing the downsides.

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DSG2003Mach1

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Yes, I know the neighbors have that. Convenience gets us all. Most without even being aware of it or realizing the downsides.

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I have an old ring cam doorbell. part of me wants to get rid of it (I checked, mine is too old to be opted into Amazon's sidewalk whatever bullshit) but does it even matter when all the neighbors have that shit too?
 

PowerWheels

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I have an old ring cam doorbell. part of me wants to get rid of it (I checked, mine is too old to be opted into Amazon's sidewalk whatever bullshit) but does it even matter when all the neighbors have that shit too?
If you need to do something frowned upon just dress like the dem neighbor down the block.

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jsd512

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The future isn't worth living in. The amount of lines being crossed with near zero push back is alarming.

I truly hope I'm dead before the all powerful corporation/government forces the mark of the beast. All of the shit you are seeing, is the ground work being laid. Every little step and zero pushback. The bad thing, a large portion of our population think this kind of stuff is for the good of civilization.
 

C2tuck

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Statefarm has something similar already. Little device you put in your car that tells them how fast your driving and how hard you brake etc. I literally threw mine out the window. They still call and ask me to use it and I tell them to **** off. Charge me more, I’m not looking for a discount.
 

ShelbyGT5HUN

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My 78 year old mother has one. It connects to the OBD2 port, and uses a cell signal. You get penalized for speeding or braking too hard...

So one day I was driving it back to her house, and a light just started to change red. In any other car, I would have stopped. If there was a cop behind me, I'm sure he would've wanted to talk. Knowing she would get docked I kept going...

Then the other day she got brake work done. I wanted to test them out, and after two hard stops I was like "Oh shit! That tracker!" hope nothing happens. She is saving like $400 a year, to her that's a lot.
 

CompOrange04GT

Anyone have a strap on my girl can use on me?
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Trucking companies use these all the time..
And they ****in suck.

getting that alert email .. like crazy.

also… whose to say they don’t change the parameters on the fly
 

1 Alibi 2

If not today, when ??????
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I was asked if I wanted one in my truck, to which I said, " my OBDII port already has something plugged in it "..
.....................( AeroForce )
 

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