If the vendor is from New York I may be able to pull some information and help you with the court system.
If the vendor is from New York I may be able to pull some information and help you with the court system.
That's why Paypal is ur friend. U can link a debit card thru Paypal. Money order is just silly imo when there are so many other ways to pay. At least ur protected. But whatever water under the bridge now.....
U need to get more details on where this guy lives or where his company is located. Once u find that out u can make a Police report with either the State Police or local Police. Let the Detectives detect..... that's what they get paid to do but doing ur own homework before hand will expedite ur case.
Im sure the guy has a name and if he has a name then an arrest warrant can be issued if he's not dead. The Police have access to Death records. ALL deaths are entered into the state database thru the medical examiners office. Doesn't matter if he responds to the Police or not. Arrest warrants are issued all the time for incidents like this.
He will go to re-new his license or get pulled over for a traffic violation and be hauled off to jail THEN u can request restitution thru the Prosecutor. Im sure ur not the only one he scammed.
That's why Paypal is ur friend. U can link a debit card thru Paypal. Money order is just silly imo when there are so many other ways to pay. At least ur protected. But whatever water under the bridge now.....
U need to get more details on where this guy lives or where his company is located. Once u find that out u can make a Police report with either the State Police or local Police. Let the Detectives detect..... that's what they get paid to do but doing ur own homework before hand will expedite ur case.
Im sure the guy has a name and if he has a name then an arrest warrant can be issued if he's not dead. The Police have access to Death records. ALL deaths are entered into the state database thru the medical examiners office. Doesn't matter if he responds to the Police or not. Arrest warrants are issued all the time for incidents like this.
He will go to re-new his license or get pulled over for a traffic violation and be hauled off to jail THEN u can request restitution thru the Prosecutor. Im sure ur not the only one he scammed.
That's why Paypal is ur friend. U can link a debit card thru Paypal. Money order is just silly imo when there are so many other ways to pay. At least ur protected. But whatever water under the bridge now.....
The internet claim is paypal over covers your back IF you pay via goods and services. So often scammers ask for "friends and family" so there's no 2.9% charge for them to receive the money, because there's no buyer protection.
Always use goods and services, and personally, I always back the funds with my credit card, not a debit card.
Ur money is protected thru Paypal whether u use a debit card, credit card or bank transfer. Ur funds are backed by Paypal's insurance protection not ur choice of payment.
Well yea that would kinda defeat the whole purpose of being protected wouldnt it? Kinda goes without saying. I send money to my Mother with no fees but not for an item im looking to be protected from otherwise why use Paypal?
Ur money is protected thru Paypal whether u use a debit card, credit card or bank transfer. Ur funds are backed by Paypal's insurance protection not ur choice of payment.
Which is why u cant simply "Cancel Payment" like one does with a credit card. Ur money is transferred immediately and unless its in "Pending or unclaimed" status u cant cancel payment. So there is no protection with ur CC its simply a form of payment.
Using goods and services, you are correct.
However, if the seller ships me a rock and not an iphone, I contact paypal and they say "oh well, he shipped a 1.5lb box, that sounds right."...at that point I would rather deal with one call to my credit card and have they reverse the charge, than deal with a 1-800 number for Chase. When you have a good credit card, they take good care of you.
Using goods and services, you are correct.
However, if the seller ships me a rock and not an iphone, I contact paypal and they say "oh well, he shipped a 1.5lb box, that sounds right."...at that point I would rather deal with one call to my credit card and have they reverse the charge, than deal with a 1-800 number for Chase. When you have a good credit card, they take good care of you.
No actually Paypal offers much better protection than ur CC company does.
You're all types of wrong my dude, you must be new to the internet/paypal. Paypal is an ass of a company and you DO get more protection when paying with a credit card rather than a debit card. Regardless, OP sent money nearly 2 years ago so he's kinda ****ed anyway.
Sorry for your loss OP
PAYPAL offers the best protection period end of story!
Absolutely not. Period.
I forget the age old theory of paypay always sides with the buyer/seller. Don't recall which it is, but it's widely accepted.
I'll throw out an example of each. You buy an iphone, get the box and inside is a rock. Flipped around, you sell your new iphone, and the buyer claims they only got a rock.
It's a 50/50. Someone is lying. Paypal looks at some facts. Maybe shipping weight, box size, were there pictures of it being boxed, your history with paypal, etc....and they make a call.
Say you get screwed in this deal. Do you want to call some 800 number on your debit card, or a direct line number like on a Chase Sapphire Reserve card? Yes they will require proof, but the charge can be reversed right away, or at least suspended pending the investigation. Using a debit card, that money is gone till they give it back. I'll deal with a credit card over a debit card any day.
Well u make some good points. Probably be-hoves one to make a claim with both and see which pays first.