Its not really a money thing for me, i have enough in my savings right now to pay my car off tomorrow but i like to keep money in the bank cause you never know whats gonna happen. 500 dollar mod i just buy it ,1500 dollar mod well that may hit the bill me later account for a couple months and its no interest so really a win win.
When buying parts, do you finance?
- Thread starter ViperBlueCobra
- Start date
Same here. I could pay off the car, but I like having the liquid cash in case of emergency.
I'm trying to pay off my truck in full next month, otherwise i would have a built motor and trans going in. Need to cut down bills first.
I keep the credit card at zero in case I unexpectedly need the new motor/tranny mod
I'm with you. I like the keep the cards at or near 0 just in case. But I have considered getting a card for a few grand just for the "while its apart" expenses.
I have bought parts on credit. I have been tempted to buy a supercharger but its just too much for me at this time. If the total outlay was $6k and I had 4500 I would consider it but if you only have $2k in your mod fund then its a bad idea IMO.
I financed one thing for my car, that was $1100. Zero percent financing for 6 months and i paid it off in 5 months.
I will never, ever, ever finance anymore of my car parts.
I will never, ever, ever finance anymore of my car parts.
If you can't pay for it in cash then obviously don't buy it. Reason half of people are broke because they attempt to live beyond their means. Just suck it up and save up more until you have cash to pay for it that supercharger isn't going anywhere.
If your car is still running, you should not be financing parts for it. Discipline, save a little money, then buy extra stuff.
Save up bud. You gotta pay to play, but pay smart. I couldn't tell you how many times I've saved up for a part only for something come up and poof my funds are gone. But eventually the funds come. + what Ivan 5.0 said. Would suck balls if something were to happen to the car, and you get tied up paying for that part.
American Muscle does
Lethal performance, American Muscle, and LMR I believe. Being 22 I put parts on the card to help build my credit but that's all I use it for and I never go over 1k
Thank you for all the replies. It definitely helps ease my itchy mod finger. I have close to 3k and could put the rest in the card and pay back on taxes. However I'm going to wait. I was more or less curious how fellow mustang guys buy their parts as well.
Good move. If you have to finance parts that means you should not be buying them. Only exception should be if your stuck with no means of transportation and need a motor or Trans.
i do it, but then pay it off so i get the flyer miles
No, I never have & don't think I ever would.
I've put parts on CCs before to get the points, but paid it off that same month.
I've put parts on CCs before to get the points, but paid it off that same month.
I dont buy anything I couldnt pay cash for, I put it on my CC to get the points
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