You may want check on your current insurance coverage

David Hester

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Not for on track, but at home in the garage, in the trailer, pits, just untill you leave the grid this may be a repost but,
Thought you would be interested in the attached brochure describing our company’s competition vehicle insurance coverage. Race teams, as well as individuals have invested thousands of dollars in the tools and equipment necessary for them to be competitive on a weekly basis. In racing, team owners and individuals fully expect that sooner or later their competition vehicles will get banged up as that is the nature of the sport. However, should something happen in transit, at a hotel or back at the shop, a team could become crippled due to the loss of equipment. With many teams and individuals not having insurance on their equipment, this would cause them to close their doors for good.



The St. Paul Travelers “All Risk” policy is specifically designed and written to cover racing equipment anywhere. Your equipment will be covered in storage, in the pits at the track, in transit to and from the track, for “All Risk” of physical loss, including fire, theft, overturn, collision, vandalism, even flood and earthquake. The cost is $20.00 per $1,000.00 of value with a minimum annual premium of $650.00. This minimum premium covers up to $32,500.00 of race equipment value whether vehicles, parts, motors, tires, tools, trailers at home or in transit (your homeowners will not pay for tools, motors etc. off premise of your home). A $1,000.00 deductible applies. Any value over $32,500.00 will be rated at an additional $20.00 per $1,000.00 of value. The application can be accessed through our website located at www.mldavisinsurance.com or you may click here, Competition Vehicle Insurance. We will need your completed application, complete inventory, and a photo of your equipment. Everything will immediately be covered (you can even include your trailer); St. Paul Travelers will bill you the annual $650.00 premium.



Thank you and we look forward to working with you. If you have any questions, please do not hesitate to contact us at our toll free number (877) 529-0077.



I think this was in another thread,
but this was my OLD time trials car.
2004 Beech Mountain Hillclimb

tn

Certainly didn't plan on crashing.
 
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Gonz

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Here is a write up from Mike Barr, one of the guys who was cancelled for simply asking about track day coverage:
[ame="http://forums.nasioc.com/forums/showthread.php?t=1619701"]"fastwrx" quoted in NY Times about track day insurance! - NASIOC[/ame]
According to him, his insurer dropped him after 25 years of a clean record simply because he asked about coverage.
 
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