Because the "got ya" as you say is 100% relevant to the discussion. You are acting like renting=never owning. That's just not the case. Although some may feel like that, I don't. The assumption of wrong priorities because you buy a new "expensive" vehicle while renting is asinine. I will buy a house again when I am ready. But I was ready for new vehicles before.It's misleading because it wasn't the point of discussion. You purposely left information out of your initial reply as a got ya. Just like everything, if you buy smart, you're less likely to upside down in a house. I would use mine as an example, but personal stories are anecdotal vs using data points from all over that state this.
So the answer is to be upside down on vehicles that has zero chance of appreciating in value?