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Cobra R's
'00 R #165 (VIN 1FAFP47H4YF223312) pronounced D.O.A.
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<blockquote data-quote="JohnW#88" data-source="post: 13021369" data-attributes="member: 126258"><p>I'm not an insurance expert but, here's a few nuggets for ya. Take them for what they're worth.</p><p></p><p>Be strategic and unemotional heading in to the next phase. It's going to be hard and I'd still be pissed- but stay cool and professional. This is about dollars and cents from this point on.</p><p></p><p>First. </p><p></p><p>Search the net for all recent 00R FS comps. You need to compile 5 or 6 cars that have recently been For Sale as REPLACEMENT cars. You'll need to quickly get the insurance folks to dismiss their price guides as their settlement numbers for 13 year old Mustang will certainly be insulting and won't come close to replacing the car. Print all the FS ads for the $50K plus 00Rs off the internet and demand enough funds to purchase one of these cars.</p><p></p><p>Hold firm and reject their first offer. </p><p></p><p>NEVER take their first offer. </p><p></p><p>They know they're in a bad spot given the circumstances and they will want this to go away. Don't make it easy on them till you get enough money to get another 00R.</p><p></p><p>Last, be careful with a legal threat. Many insurance reps will "shut down" once legal action is threatened. If you threaten legal action be prepared to go the whole mile and they'll certainly have deeper pockets. Be careful here.</p><p></p><p>(Had a car stolen once and learned a lot about the insurance process.)</p><p></p><p>Hope these tips help as they were handed down to me and I recouped thousands more than I would have.</p><p></p><p>Good luck.</p></blockquote><p></p>
[QUOTE="JohnW#88, post: 13021369, member: 126258"] I'm not an insurance expert but, here's a few nuggets for ya. Take them for what they're worth. Be strategic and unemotional heading in to the next phase. It's going to be hard and I'd still be pissed- but stay cool and professional. This is about dollars and cents from this point on. First. Search the net for all recent 00R FS comps. You need to compile 5 or 6 cars that have recently been For Sale as REPLACEMENT cars. You'll need to quickly get the insurance folks to dismiss their price guides as their settlement numbers for 13 year old Mustang will certainly be insulting and won't come close to replacing the car. Print all the FS ads for the $50K plus 00Rs off the internet and demand enough funds to purchase one of these cars. Hold firm and reject their first offer. NEVER take their first offer. They know they're in a bad spot given the circumstances and they will want this to go away. Don't make it easy on them till you get enough money to get another 00R. Last, be careful with a legal threat. Many insurance reps will "shut down" once legal action is threatened. If you threaten legal action be prepared to go the whole mile and they'll certainly have deeper pockets. Be careful here. (Had a car stolen once and learned a lot about the insurance process.) Hope these tips help as they were handed down to me and I recouped thousands more than I would have. Good luck. [/QUOTE]
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Cobra R's
'00 R #165 (VIN 1FAFP47H4YF223312) pronounced D.O.A.
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