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SVTPerformance's Chain of Restaurants
Road Side Pub
Credit experts - credit rating question
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<blockquote data-quote="ON D BIT" data-source="post: 5385836" data-attributes="member: 10422"><p>first off the landlord that would rather sign the 730 with 10k in debt with no savings and 2k income before the 0(no score) with zero debt and 2k income with 10k in savings is just plain stupid! </p><p></p><p>2nd to create a fico score you need to carry a monthly debt regardless of if you pay it off each month! now as i said before i was the one they could not get. never buying anything if i could not pay for it. paying everything off at the end of the month. for 6 years it worked great. and it still got me! was it worth the 10k in interest i am now paying?</p><p></p><p></p><p></p><p>third, thats just how bankruptcy begins. buying crap that you cant pay for! if you do have the good job like you say, it will not take long to pay cash!</p></blockquote><p></p>
[QUOTE="ON D BIT, post: 5385836, member: 10422"] first off the landlord that would rather sign the 730 with 10k in debt with no savings and 2k income before the 0(no score) with zero debt and 2k income with 10k in savings is just plain stupid! 2nd to create a fico score you need to carry a monthly debt regardless of if you pay it off each month! now as i said before i was the one they could not get. never buying anything if i could not pay for it. paying everything off at the end of the month. for 6 years it worked great. and it still got me! was it worth the 10k in interest i am now paying? third, thats just how bankruptcy begins. buying crap that you cant pay for! if you do have the good job like you say, it will not take long to pay cash! [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Credit experts - credit rating question
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