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SVTPerformance's Chain of Restaurants
Road Side Pub
Dodge Challenger SRT Demon
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<blockquote data-quote="MarcSpaz" data-source="post: 15582268" data-attributes="member: 183445"><p>Your exit game has to be "I'm keeping the car for 10 years". I replace all of my cars the same month the bumper to bumper warranty expires, which tends to be about 16 to 18 months due to my driving habits. Seeing what I have been experiencing over the years, I can tell you that negative equity can be brutal if you float an 8 year loan, make the minimum payments, and try and ditch that car any sooner than 5 years.</p><p></p><p>Plus, cars like a Hellcat are considered a lux item, making the interest rates higher. Also, the longer term drives the interest rates up. If you have moderate credit, get an 8 year loan, and pay MSRP, you're looking at a mortgage payment that may rival a home purchase.</p></blockquote><p></p>
[QUOTE="MarcSpaz, post: 15582268, member: 183445"] Your exit game has to be "I'm keeping the car for 10 years". I replace all of my cars the same month the bumper to bumper warranty expires, which tends to be about 16 to 18 months due to my driving habits. Seeing what I have been experiencing over the years, I can tell you that negative equity can be brutal if you float an 8 year loan, make the minimum payments, and try and ditch that car any sooner than 5 years. Plus, cars like a Hellcat are considered a lux item, making the interest rates higher. Also, the longer term drives the interest rates up. If you have moderate credit, get an 8 year loan, and pay MSRP, you're looking at a mortgage payment that may rival a home purchase. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Dodge Challenger SRT Demon
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