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SVTPerformance's Chain of Restaurants
Road Side Pub
First time home buyer questions
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<blockquote data-quote="Ill_W1N" data-source="post: 12562890" data-attributes="member: 130471"><p>First things first. </p><p></p><p>Go to a broker (USAA or whoever your using) and get pre-approved for an amount. THEN get a realtor. Then the fun begins. Looking at houses over and over and over and getting frustrated and happy and frustrated and happy again. It's a vicious cycle. Interest rates are excellent right now. Considering you have decent credit + income to debt ratio. </p><p></p><p>Also, make sure you know each others credit scores. They will take the lower persons score. So if you or your gf have shit credit, forget about it. Or if one has a lot better than the other, then they can try and get the loan by themselves. </p><p></p><p>Good luck on your first home purchase!</p></blockquote><p></p>
[QUOTE="Ill_W1N, post: 12562890, member: 130471"] First things first. Go to a broker (USAA or whoever your using) and get pre-approved for an amount. THEN get a realtor. Then the fun begins. Looking at houses over and over and over and getting frustrated and happy and frustrated and happy again. It's a vicious cycle. Interest rates are excellent right now. Considering you have decent credit + income to debt ratio. Also, make sure you know each others credit scores. They will take the lower persons score. So if you or your gf have shit credit, forget about it. Or if one has a lot better than the other, then they can try and get the loan by themselves. Good luck on your first home purchase! [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
First time home buyer questions
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