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SVTPerformance's Chain of Restaurants
Road Side Pub
I just can’t convince myself to buy a house.
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<blockquote data-quote="Voltwings" data-source="post: 16198745" data-attributes="member: 155561"><p>I choose to approach home ownership from a more conservative standpoint. I live in Houston, and while our housing market is experiencing growth, it's nowhere near as ridiculous as places across the country. </p><p></p><p>Rather than sitting on my house and hoping the value goes up (which it will), every dollar I put towards the note is basically a dollar I put in the bank. If my house value does not change in the next 5 years, but I've paid down the note $20k (just pulling numbers out of my ass for the sake of example), I basically have a savings account worth $20k... </p><p></p><p>It's a bit ambitious to assume whatever home you buy is going to go up 10s of thousands of dollars, but at the very least if you build some equity you have something to sit on that's a bit more comforting.</p></blockquote><p></p>
[QUOTE="Voltwings, post: 16198745, member: 155561"] I choose to approach home ownership from a more conservative standpoint. I live in Houston, and while our housing market is experiencing growth, it's nowhere near as ridiculous as places across the country. Rather than sitting on my house and hoping the value goes up (which it will), every dollar I put towards the note is basically a dollar I put in the bank. If my house value does not change in the next 5 years, but I've paid down the note $20k (just pulling numbers out of my ass for the sake of example), I basically have a savings account worth $20k... It's a bit ambitious to assume whatever home you buy is going to go up 10s of thousands of dollars, but at the very least if you build some equity you have something to sit on that's a bit more comforting. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
I just can’t convince myself to buy a house.
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