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SVTPerformance's Chain of Restaurants
Road Side Pub
I just can’t convince myself to buy a house.
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<blockquote data-quote="earico" data-source="post: 16198924" data-attributes="member: 114682"><p>Don't ever pay it for 30 years. At a minimum make 1 extra payment a year to reduce the loan payoff time to about 22 years.</p><p></p><p>Also you are forgetting that for a 500k house that you are putting down 100k. What's your total look like factoring in a 400k principle as your start? This goes without saying but don't buy with less than 20% down. PMI is more money out the window and now that the laws changed that shit doesn't drop off without a refi and that is just more closing costs.</p></blockquote><p></p>
[QUOTE="earico, post: 16198924, member: 114682"] Don't ever pay it for 30 years. At a minimum make 1 extra payment a year to reduce the loan payoff time to about 22 years. Also you are forgetting that for a 500k house that you are putting down 100k. What's your total look like factoring in a 400k principle as your start? This goes without saying but don't buy with less than 20% down. PMI is more money out the window and now that the laws changed that shit doesn't drop off without a refi and that is just more closing costs. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
I just can’t convince myself to buy a house.
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