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The Terminator
Terminator Talk
Insurance for 17-21 year olds for 03-04 Cobras
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<blockquote data-quote="AustinSN" data-source="post: 14282336" data-attributes="member: 159453"><p>There are a lot of rating factors for insurance companies now. </p><p></p><p>Driving record (obviously a big one)</p><p>Location</p><p>Age</p><p>Credit (getting to be quite big, don't **** up your credit)</p><p>Single or married</p><p>Gender</p><p>How many vehicles </p><p>Multi-policy</p><p>Length of time with previous company (don't shop your rates every 6 months and switch, you usually pay more)</p><p>Limits of liability with prior coverage</p><p>Safety, performance and cost new of vehicle</p><p>How far you drive, and how often</p><p></p><p>Those are just a few, it's getting ridiculous. I was in a meeting and they were talking about how the amount of accidents are on a decline, but the cost of each one is actually higher. Between the more expensive cars and the attorneys who are convincing people to sue every time they get in an accident, we are paying more and more for insurance. </p><p></p><p>The Progressive Snapshot program patent ran out or something, most companies are now beginning to offer their own versions of them. It's the little dongle you plug into the OBDII, I know Safeco has a version now that will forgive 1 ticket or accident if you plug it in for 3 months or something. Ask your agent if that's something your company will offer in the future.</p><p></p><p>FWIW, I pay about a grand a year for my 2012 300a coyote with 500,000 in liability and $1,000 deductibles, I'm 24. I know I can get cheaper but I like the company a lot.</p></blockquote><p></p>
[QUOTE="AustinSN, post: 14282336, member: 159453"] There are a lot of rating factors for insurance companies now. Driving record (obviously a big one) Location Age Credit (getting to be quite big, don't **** up your credit) Single or married Gender How many vehicles Multi-policy Length of time with previous company (don't shop your rates every 6 months and switch, you usually pay more) Limits of liability with prior coverage Safety, performance and cost new of vehicle How far you drive, and how often Those are just a few, it's getting ridiculous. I was in a meeting and they were talking about how the amount of accidents are on a decline, but the cost of each one is actually higher. Between the more expensive cars and the attorneys who are convincing people to sue every time they get in an accident, we are paying more and more for insurance. The Progressive Snapshot program patent ran out or something, most companies are now beginning to offer their own versions of them. It's the little dongle you plug into the OBDII, I know Safeco has a version now that will forgive 1 ticket or accident if you plug it in for 3 months or something. Ask your agent if that's something your company will offer in the future. FWIW, I pay about a grand a year for my 2012 300a coyote with 500,000 in liability and $1,000 deductibles, I'm 24. I know I can get cheaper but I like the company a lot. [/QUOTE]
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Insurance for 17-21 year olds for 03-04 Cobras
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