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SVTPerformance's Chain of Restaurants
Road Side Pub
Insurance Settlement Problems
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<blockquote data-quote="Poppacapp" data-source="post: 13563947" data-attributes="member: 140837"><p>Depending on the serverity, and long term complications of the injury, settlement can vary from 2-5x medical/lost wages costs</p><p></p><p></p><p></p><p>Wrong. If you educate yourself, you can do just as much as an attorney can. All they will do it file your receipts, and negotiate with the insurance company with what you could have done yourself. And to top it off rip you off for 33% of your settlement for doing next to nothing.</p><p></p><p>I was in a bad motorcycle accident in 09'. Trimalleolar fracture of my left ankle. Out of work over 1 year, 4 surgeries on same ankle within that year. I represented myself..had all my shit together, finished all of my medical treatment, got my paperwork together, and presented my package to the other person's adjuster handling my case(122pages mailed to him, plus CD-R with my MRI images/x-rays, along with spreadsheets I made with loss of wages, doctors office visits mileage etc etc etc.</p><p>My claim was substationally more than the liability limits on the other person's policy.. meaning if I wanted more, I would have to personally sue the other person, and go after personal property. </p><p>The insurance adjuster could see(throughout the process), that I would not be taken lightly. There was no negotiating.. based on the sheer thorough data that I presented to him, (which any person can do themselved WITHOUT an attorney) I received a check for the full amount that the insurance company was liable for.</p><p></p><p>Long story short, if you can use a file folder, and put papers in that file folder, and wait until full medical treatment is completed before settlement, then anyone can represent themselves. </p><p></p><p>In OP's case, it's dealing with his own insurance company, and the situation may be slightly different. But the comments on here saying a lawyer can get you more money is bullshit.</p><p></p><p>I think it's rediculous for an attorney to charge someone 33% of their settlement to do nothing more that be a file cabinet for them, and negotiate no more than the person themselves could do. People just get "scared" by the whole situation. </p><p></p><p></p><p></p><p>Wrong.</p><p></p><p></p><p></p><p>Wrong. The only benefit to an attorney is is full court action is needed.</p><p></p><p></p><p></p><p>Sorry you had that happen to you. But you also paid for your lawyers vacation when you didn't need to. Being out of work for a year with an elevated leg tends to allow for alot of time to research things.</p><p></p><p>To the OP.. good luck either way. But do some research online on what you SHOULD be owed in this particular situation.</p></blockquote><p></p>
[QUOTE="Poppacapp, post: 13563947, member: 140837"] Depending on the serverity, and long term complications of the injury, settlement can vary from 2-5x medical/lost wages costs Wrong. If you educate yourself, you can do just as much as an attorney can. All they will do it file your receipts, and negotiate with the insurance company with what you could have done yourself. And to top it off rip you off for 33% of your settlement for doing next to nothing. I was in a bad motorcycle accident in 09'. Trimalleolar fracture of my left ankle. Out of work over 1 year, 4 surgeries on same ankle within that year. I represented myself..had all my shit together, finished all of my medical treatment, got my paperwork together, and presented my package to the other person's adjuster handling my case(122pages mailed to him, plus CD-R with my MRI images/x-rays, along with spreadsheets I made with loss of wages, doctors office visits mileage etc etc etc. My claim was substationally more than the liability limits on the other person's policy.. meaning if I wanted more, I would have to personally sue the other person, and go after personal property. The insurance adjuster could see(throughout the process), that I would not be taken lightly. There was no negotiating.. based on the sheer thorough data that I presented to him, (which any person can do themselved WITHOUT an attorney) I received a check for the full amount that the insurance company was liable for. Long story short, if you can use a file folder, and put papers in that file folder, and wait until full medical treatment is completed before settlement, then anyone can represent themselves. In OP's case, it's dealing with his own insurance company, and the situation may be slightly different. But the comments on here saying a lawyer can get you more money is bullshit. I think it's rediculous for an attorney to charge someone 33% of their settlement to do nothing more that be a file cabinet for them, and negotiate no more than the person themselves could do. People just get "scared" by the whole situation. Wrong. Wrong. The only benefit to an attorney is is full court action is needed. Sorry you had that happen to you. But you also paid for your lawyers vacation when you didn't need to. Being out of work for a year with an elevated leg tends to allow for alot of time to research things. To the OP.. good luck either way. But do some research online on what you SHOULD be owed in this particular situation. [/QUOTE]
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