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Is collector car insurance right for me?
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<blockquote data-quote="filthymcnasty" data-source="post: 9084187" data-attributes="member: 17796"><p>I looked into both Grundy and Hagerty a couple of years ago. I'm not so sure that they are all that they are cracked up to be. First, they say that you are insured as long as you are not using the vehicle for every day transportation. As I questioned them, their version of this type of use would be something like the Hot Rod Power Tour. To throw them a curve ball, I asked them if I would be covered should I pull off of the highway (still in the Hot Rod Power Tour scenario) to get something to eat and they said at that point I would NOT be covered should I get into an accident because it would be considered every day use at that point. I threw all kinds of "what ifs" at them and they could never definitively tell me what I was actually covered for, but they were able to definitively tell me what I was NOT covered for. Bottom line, it would really suck to be out for a Sunday cruise just to find out that some bean counter determines that you were using it for "daily transportation". Unlimited mileage/agreed upon value my ass...Both Grundy and Hagerty were telling me roughly the same thing.</p></blockquote><p></p>
[QUOTE="filthymcnasty, post: 9084187, member: 17796"] I looked into both Grundy and Hagerty a couple of years ago. I'm not so sure that they are all that they are cracked up to be. First, they say that you are insured as long as you are not using the vehicle for every day transportation. As I questioned them, their version of this type of use would be something like the Hot Rod Power Tour. To throw them a curve ball, I asked them if I would be covered should I pull off of the highway (still in the Hot Rod Power Tour scenario) to get something to eat and they said at that point I would NOT be covered should I get into an accident because it would be considered every day use at that point. I threw all kinds of "what ifs" at them and they could never definitively tell me what I was actually covered for, but they were able to definitively tell me what I was NOT covered for. Bottom line, it would really suck to be out for a Sunday cruise just to find out that some bean counter determines that you were using it for "daily transportation". Unlimited mileage/agreed upon value my ass...Both Grundy and Hagerty were telling me roughly the same thing. [/QUOTE]
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