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SVTPerformance's Chain of Restaurants
Road Side Pub
Liquid Assets and Expensive Car Purchase
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<blockquote data-quote="kirks5oh" data-source="post: 15738017" data-attributes="member: 23235"><p>I'd never consider buying a car that I couldn't buy with what's currently in my liquid savings account. That being said, I usually put 20% down on a new car and finance the rest over 3-5 years. If I had to sell immediately for some crazy reason, I wouldn't be upside down. Then, I usually pay the car off at an accelerated rate. The monthly car payment tends to keep me from buying another serious toy. I'm usually ok with two car payments per month. </p><p></p><p> In your case I'd resist the urge to think about a $100k car. No way. My grandfather would raise out of his grave and drag me by the neck six feet below if I spent any money given to me on a toy. Just my line of thInking. With $215k, i would put $60k into my mortgage, invest $110k, and put $45k into savings. I'd buy a low mileage c6z for under $45k, and you have everything you're asking for in a car. Put 5-10k down and finance the rest on this car</p></blockquote><p></p>
[QUOTE="kirks5oh, post: 15738017, member: 23235"] I'd never consider buying a car that I couldn't buy with what's currently in my liquid savings account. That being said, I usually put 20% down on a new car and finance the rest over 3-5 years. If I had to sell immediately for some crazy reason, I wouldn't be upside down. Then, I usually pay the car off at an accelerated rate. The monthly car payment tends to keep me from buying another serious toy. I'm usually ok with two car payments per month. In your case I'd resist the urge to think about a $100k car. No way. My grandfather would raise out of his grave and drag me by the neck six feet below if I spent any money given to me on a toy. Just my line of thInking. With $215k, i would put $60k into my mortgage, invest $110k, and put $45k into savings. I'd buy a low mileage c6z for under $45k, and you have everything you're asking for in a car. Put 5-10k down and finance the rest on this car [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Liquid Assets and Expensive Car Purchase
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