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SVTPerformance's Chain of Restaurants
Road Side Pub
Minor damage from accident, can I negotiate with his insurance company?
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<blockquote data-quote="Black2010" data-source="post: 15938011" data-attributes="member: 126428"><p>Have you done bodywork before? If not, don't be quite so quick to assume it will only need a bumper cover and trunk lid. If you were more than 5mph chances are very high that their is more damage under that bumper that will need to be fixed. Not sure (and doubt familiar) with your GF's car but most cars have absorption aspects to their bumpers. Sometimes it's plastic or foam and sometimes it can actually be parts that are intended to bend/buckle.</p><p></p><p>If their was that much damage to the other car I would be extremely surprised if their wasn't more needed than you are thinking. That is one of the good aspects of having a shop do the work. If the claims adjuster misses something (they "should" account for the above) the shop works with them to get the claim adjusted to cover it. If you get a check you are SOL at that point. It's really going to depend on how good and/or experienced that adjuster is in knowing what else could be damaged and needs to be added to the initial claim.</p><p></p><p>At minimum, take the car to a reputable body shop and get an claim from them before accepting the check from the insurance company. That should help cover you as well with some of the hidden expenses.</p><p></p><p>Sorry if you knew this already but based off your question I'm assuming you don't have much experience with body shops, accident repair and or claims so I wanted to offer some help.</p></blockquote><p></p>
[QUOTE="Black2010, post: 15938011, member: 126428"] Have you done bodywork before? If not, don't be quite so quick to assume it will only need a bumper cover and trunk lid. If you were more than 5mph chances are very high that their is more damage under that bumper that will need to be fixed. Not sure (and doubt familiar) with your GF's car but most cars have absorption aspects to their bumpers. Sometimes it's plastic or foam and sometimes it can actually be parts that are intended to bend/buckle. If their was that much damage to the other car I would be extremely surprised if their wasn't more needed than you are thinking. That is one of the good aspects of having a shop do the work. If the claims adjuster misses something (they "should" account for the above) the shop works with them to get the claim adjusted to cover it. If you get a check you are SOL at that point. It's really going to depend on how good and/or experienced that adjuster is in knowing what else could be damaged and needs to be added to the initial claim. At minimum, take the car to a reputable body shop and get an claim from them before accepting the check from the insurance company. That should help cover you as well with some of the hidden expenses. Sorry if you knew this already but based off your question I'm assuming you don't have much experience with body shops, accident repair and or claims so I wanted to offer some help. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Minor damage from accident, can I negotiate with his insurance company?
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