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SVTPerformance's Chain of Restaurants
Road Side Pub
Minor damage from accident, can I negotiate with his insurance company?
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<blockquote data-quote="CV355" data-source="post: 15938532" data-attributes="member: 181885"><p>It depends on the limits. For minor damage such as what you are describing, it shouldn't be a problem. But, if the damages ever exceed the limits, then you wont be able to negotiate at all.</p><p></p><p>Last year, my wife was in two car accidents (neither her fault)- the first exceeded limits by a factor of nearly 40:1. The second was also head-on, but at 30mph rather than combined 150mph. We were able to negotiate on the second accident, and when additional issues were found, they tacked on a supplement. I politely argued (seriously, politely, these people were very nice) that since the vehicle was brand new off the lot, the value depreciated more from the accident. They actually helped us out with that too. A few months later, I switched to this guy's insurance company simply because of how good they were to work with.</p></blockquote><p></p>
[QUOTE="CV355, post: 15938532, member: 181885"] It depends on the limits. For minor damage such as what you are describing, it shouldn't be a problem. But, if the damages ever exceed the limits, then you wont be able to negotiate at all. Last year, my wife was in two car accidents (neither her fault)- the first exceeded limits by a factor of nearly 40:1. The second was also head-on, but at 30mph rather than combined 150mph. We were able to negotiate on the second accident, and when additional issues were found, they tacked on a supplement. I politely argued (seriously, politely, these people were very nice) that since the vehicle was brand new off the lot, the value depreciated more from the accident. They actually helped us out with that too. A few months later, I switched to this guy's insurance company simply because of how good they were to work with. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Minor damage from accident, can I negotiate with his insurance company?
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