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SVTPerformance's Chain of Restaurants
Road Side Pub
N/A credit score.
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<blockquote data-quote="oldmodman" data-source="post: 15491639" data-attributes="member: 10303"><p>Since I have no need to buy anything anymore I decided to bump up my credit scores as high as possible. So I researched it and found out that having several credit cards with low usage is a very good thing. So I accepted credit card offers from three of my brokerages. All with 25K limits. Then I had all my monthly bills charged to them. Then had all the cards set up with Autopay from a checking account. My FICO score went from 782 up to a current 817 They consider many unused cards to be a sign of a responsible credit user, and one card with a mid to high unpaid balance to be the sign of a bad credit risk.</p><p>Maybe someday I'll want to use credit for something.</p></blockquote><p></p>
[QUOTE="oldmodman, post: 15491639, member: 10303"] Since I have no need to buy anything anymore I decided to bump up my credit scores as high as possible. So I researched it and found out that having several credit cards with low usage is a very good thing. So I accepted credit card offers from three of my brokerages. All with 25K limits. Then I had all my monthly bills charged to them. Then had all the cards set up with Autopay from a checking account. My FICO score went from 782 up to a current 817 They consider many unused cards to be a sign of a responsible credit user, and one card with a mid to high unpaid balance to be the sign of a bad credit risk. Maybe someday I'll want to use credit for something. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
N/A credit score.
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