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SVTPerformance's Chain of Restaurants
Road Side Pub
N/A credit score.
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<blockquote data-quote="Grabber" data-source="post: 15492124" data-attributes="member: 70485"><p>Yes, it can mean debt. We both have car loans and a mortgage.</p><p></p><p>However, speak to a lender about it. A HUGE impact on credit score is your payables. Not how much debt you have. Between the mortgage, our cars, we have over $200,000 in debt. By paying on time, early, never missing payments reflects greatly on your "credit".</p><p></p><p>I have several friends with tons of debt, but, their credit scores are complete shit. They miss payments, don't pay the full amount due or the minimums, etc. That matters.</p><p></p><p>Most of America has debt. Whether it be from living beyond means, to being poor unlike you and not able to buy houses for cash, it's still debt.</p><p></p><p>Getting something back from having that "debt" as you say, is a nice perk. My wife and I get back several hundred dollars a year because we use certain cards for day to day grocery shopping and filling up gas, and there are no annual fees with these credit cards and we pay them off right away. At the end of it, we can cash in, get $50-$100 gift cards to checks mailed to us.</p></blockquote><p></p>
[QUOTE="Grabber, post: 15492124, member: 70485"] Yes, it can mean debt. We both have car loans and a mortgage. However, speak to a lender about it. A HUGE impact on credit score is your payables. Not how much debt you have. Between the mortgage, our cars, we have over $200,000 in debt. By paying on time, early, never missing payments reflects greatly on your "credit". I have several friends with tons of debt, but, their credit scores are complete shit. They miss payments, don't pay the full amount due or the minimums, etc. That matters. Most of America has debt. Whether it be from living beyond means, to being poor unlike you and not able to buy houses for cash, it's still debt. Getting something back from having that "debt" as you say, is a nice perk. My wife and I get back several hundred dollars a year because we use certain cards for day to day grocery shopping and filling up gas, and there are no annual fees with these credit cards and we pay them off right away. At the end of it, we can cash in, get $50-$100 gift cards to checks mailed to us. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
N/A credit score.
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