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SVTPerformance's Chain of Restaurants
Road Side Pub
N/A credit score.
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<blockquote data-quote="IronSnake" data-source="post: 15571929" data-attributes="member: 46336"><p>0% thru FMC (Ford Motor Credit) is a win for them. They built the car. Now they are financing you for it. They made their money regardless. Not very many banks outside of the major Manufacturers financing departments offer up 0%. The main reason is because the financial arms of Ford/GM/Toyota etc exist only to sell cars. </p><p></p><p>Aside from all of this, credit is important to have. It's not hard to maintain some small revolving debt to keep the credit juices flowing. As of right now I have small student loans and a small credit card balance across multiple cards. I overpay, use them, and keep it in check. The average person doesn't do this and blow things out of proportion. Prior to my very low debt now, I used to have a brand new car(s), high balance credit cards, and lots of very nice things that I didn't own- the bank did. Guess what? My score was a high 700. People don't understand that credit is important to have even if you don't use it. And credit isn't free either. No bank or financial institute will report good on you if you don't bother to use their financial services.</p></blockquote><p></p>
[QUOTE="IronSnake, post: 15571929, member: 46336"] 0% thru FMC (Ford Motor Credit) is a win for them. They built the car. Now they are financing you for it. They made their money regardless. Not very many banks outside of the major Manufacturers financing departments offer up 0%. The main reason is because the financial arms of Ford/GM/Toyota etc exist only to sell cars. Aside from all of this, credit is important to have. It's not hard to maintain some small revolving debt to keep the credit juices flowing. As of right now I have small student loans and a small credit card balance across multiple cards. I overpay, use them, and keep it in check. The average person doesn't do this and blow things out of proportion. Prior to my very low debt now, I used to have a brand new car(s), high balance credit cards, and lots of very nice things that I didn't own- the bank did. Guess what? My score was a high 700. People don't understand that credit is important to have even if you don't use it. And credit isn't free either. No bank or financial institute will report good on you if you don't bother to use their financial services. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
N/A credit score.
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