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SVTPerformance's Chain of Restaurants
Road Side Pub
Q & A - Ask a financial advisor
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<blockquote data-quote="Never_Enough" data-source="post: 15852824" data-attributes="member: 101433"><p>How much money do you believe one might need to retire at around age 65 & be able to live a comfy life from then on? Also, what % of ones income should they be putting into a retirement account from each paycheck to get to a reasonable retirement number? I heard 20%. Let's face it, most Americans cannot do 20%.</p><p></p><p>My retirement is mostly in an IRA. I use Schwab & most of the money is in their "Intelligent Portfolio" managing it & moving it around for me. The rest is in a 2040 target fund & a few ETFs with a little Ford stock sprinkled in. Any Mutual Funds or ETFs that you recommend or suggest folks stay away from?</p><p></p><p>Finally, are ETFs & Mutual Funds even the way to go? I'd like to set it & forget it for the most part, but also, obviously, want to maximize my earnings. Who wants to work forever?! TIA <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile :)" loading="lazy" data-shortname=":)" /></p></blockquote><p></p>
[QUOTE="Never_Enough, post: 15852824, member: 101433"] How much money do you believe one might need to retire at around age 65 & be able to live a comfy life from then on? Also, what % of ones income should they be putting into a retirement account from each paycheck to get to a reasonable retirement number? I heard 20%. Let's face it, most Americans cannot do 20%. My retirement is mostly in an IRA. I use Schwab & most of the money is in their "Intelligent Portfolio" managing it & moving it around for me. The rest is in a 2040 target fund & a few ETFs with a little Ford stock sprinkled in. Any Mutual Funds or ETFs that you recommend or suggest folks stay away from? Finally, are ETFs & Mutual Funds even the way to go? I'd like to set it & forget it for the most part, but also, obviously, want to maximize my earnings. Who wants to work forever?! TIA :) [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Q & A - Ask a financial advisor
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