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SVTPerformance's Chain of Restaurants
Road Side Pub
Refinancing - Points vs No Points
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<blockquote data-quote="9397SVTs" data-source="post: 16529866" data-attributes="member: 143297"><p>I'm not a mortgage guru.</p><p></p><p>However, if you can answer "yes" to these two questions, I think it would be worthwhile.</p><p></p><p>Are you paying cash for that point?</p><p></p><p>Do you reasonably believe that you'll be in the house more than 84 months?</p><p></p><p>If the 2.5% rate is for the 20 yr, pay the 15 yr rate with the difference of the two going to principal only. Obviously, you can pay more, but this ought to be the minimum.</p></blockquote><p></p>
[QUOTE="9397SVTs, post: 16529866, member: 143297"] I'm not a mortgage guru. However, if you can answer "yes" to these two questions, I think it would be worthwhile. Are you paying cash for that point? Do you reasonably believe that you'll be in the house more than 84 months? If the 2.5% rate is for the 20 yr, pay the 15 yr rate with the difference of the two going to principal only. Obviously, you can pay more, but this ought to be the minimum. [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Refinancing - Points vs No Points
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