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SVTPerformance's Chain of Restaurants
Road Side Pub
Staying Motivated With CC Debt Payoff
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<blockquote data-quote="allister" data-source="post: 14575970" data-attributes="member: 83397"><p>A few years ago I read Dave Ramsey's book "Financial Peace". That book seriously, changed my life, and I highly suggest reading it if you haven't. It not only motivated me but it gave me direction with my financial future and taught me what a smart person should be doing with their money. Since then I've paid off all my credit cards and student loans, while contributing to savings and a Roth IRA. My only debt now is a mortgage and car payment. </p><p></p><p>My advice to stay on track is to keep yourself from things that tempt you. If you have a car/car part problem, don't read car magazines, get on car websites (road side pub doesn't count <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile :)" loading="lazy" data-shortname=":)" /> ) , etc. or whatever you do that gets you to want to spend more money on your car. If you had a shoe problem, don't go to the shoe store. It really is kind of like a drug addiction. Stay away from the friends that are blowing their money on things making you want to blow your money on those things too. </p><p></p><p>Another motivator for me was forcing myself to look at the interest I was paying aka wasting my hard earned money on. Try to look at it every month if you can. </p><p></p><p>If you are at all able, try to get a second job. If you already work full time, try picking up another job 10 hours or so on the weekend. Every little bit adds up! Good luck!!</p></blockquote><p></p>
[QUOTE="allister, post: 14575970, member: 83397"] A few years ago I read Dave Ramsey's book "Financial Peace". That book seriously, changed my life, and I highly suggest reading it if you haven't. It not only motivated me but it gave me direction with my financial future and taught me what a smart person should be doing with their money. Since then I've paid off all my credit cards and student loans, while contributing to savings and a Roth IRA. My only debt now is a mortgage and car payment. My advice to stay on track is to keep yourself from things that tempt you. If you have a car/car part problem, don't read car magazines, get on car websites (road side pub doesn't count :) ) , etc. or whatever you do that gets you to want to spend more money on your car. If you had a shoe problem, don't go to the shoe store. It really is kind of like a drug addiction. Stay away from the friends that are blowing their money on things making you want to blow your money on those things too. Another motivator for me was forcing myself to look at the interest I was paying aka wasting my hard earned money on. Try to look at it every month if you can. If you are at all able, try to get a second job. If you already work full time, try picking up another job 10 hours or so on the weekend. Every little bit adds up! Good luck!! [/QUOTE]
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SVTPerformance's Chain of Restaurants
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Staying Motivated With CC Debt Payoff
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