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SVTPerformance's Chain of Restaurants
Road Side Pub
SVTP Financial gurus
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<blockquote data-quote="Ohio Snake" data-source="post: 15628726" data-attributes="member: 157862"><p>The OP has to be a business owner to open a SIMPLE IRA and must meet certain qualifications to contribute to a Roth IRA. Many 401 K plans now offer after- tax Roth deferrals for participants. Roth 401k accounts allow much higher deferrals than Roth IRA's and no additional qualifications to participate. Roth 401k are subject to RMD distributions at age 70.5 unless rolled over to a Roth IRA.</p><p></p><p>i agree with your multiple sources of income.....pre-tax and after-tax.</p><p></p><p>Somebody mentioned paying off the mortgage. Not so fast.....the mortgage interest may help as a tax deduction depending on tax bracket and mortgage balance.</p><p></p><p></p><p>Sent from my iPad using Tapatalk</p></blockquote><p></p>
[QUOTE="Ohio Snake, post: 15628726, member: 157862"] The OP has to be a business owner to open a SIMPLE IRA and must meet certain qualifications to contribute to a Roth IRA. Many 401 K plans now offer after- tax Roth deferrals for participants. Roth 401k accounts allow much higher deferrals than Roth IRA's and no additional qualifications to participate. Roth 401k are subject to RMD distributions at age 70.5 unless rolled over to a Roth IRA. i agree with your multiple sources of income.....pre-tax and after-tax. Somebody mentioned paying off the mortgage. Not so fast.....the mortgage interest may help as a tax deduction depending on tax bracket and mortgage balance. Sent from my iPad using Tapatalk [/QUOTE]
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SVTPerformance's Chain of Restaurants
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