work experience and networking > college in my experience. I attended college for a year and got lazy as i wasnt being challenged (probably my fault). Anyways i currently have a good job for my age in the finance sector and it was all from networking and the willingness to put in the work and work my way up. There's several people whom i work with that have degrees (including their masters), and well were in the same position with me making more than then, but i dont have the debt to go along with it. may it hinder me someday not having a degree? only time will tell.