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SVTPerformance's Chain of Restaurants
Road Side Pub
Best Cash Back / Rewards Credit Cards?
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<blockquote data-quote="Kevins89notch" data-source="post: 15452531" data-attributes="member: 31255"><p>Mine has saved me close to 2K in 3 years so I've paid $200. I'm cool with that. Plus the no international fees, and the direct phone line when I call with questions is nice. Plus it's one of a few that offers primary, not secondary, insurance on rentals. </p><p></p><p>Here's a more technical answer about that....</p><p></p><p>"Car rental coverage provided by credit cards is called the Collision Damage Waiver (CDW). Secondary CDW coverage waives your rental car agency’s right to pursue you for damages incurred to your rental car as a result of theft, vandalism, etc. However, secondary coverage may come with a deductible (typically $500), and in most cases doesn’t cover administrative fees or total loss of the vehicle due to an accident. Secondary CDW coverage is offered by a variety of cards issued by American Express (e.g., the Premier Rewards Gold Card), Visa (e.g., Citi Hilton HHonors Reserve) and Discover.</p><p></p><p>Primary rental car coverage provided by a credit card generally covers the loss of the vehicle, meaning you won’t need to pay a rental car company an extra fee for coverage when renting a vehicle, nor will you need to alert your car insurance company to any activity that could cause your premium to increase."</p></blockquote><p></p>
[QUOTE="Kevins89notch, post: 15452531, member: 31255"] Mine has saved me close to 2K in 3 years so I've paid $200. I'm cool with that. Plus the no international fees, and the direct phone line when I call with questions is nice. Plus it's one of a few that offers primary, not secondary, insurance on rentals. Here's a more technical answer about that.... "Car rental coverage provided by credit cards is called the Collision Damage Waiver (CDW). Secondary CDW coverage waives your rental car agency’s right to pursue you for damages incurred to your rental car as a result of theft, vandalism, etc. However, secondary coverage may come with a deductible (typically $500), and in most cases doesn’t cover administrative fees or total loss of the vehicle due to an accident. Secondary CDW coverage is offered by a variety of cards issued by American Express (e.g., the Premier Rewards Gold Card), Visa (e.g., Citi Hilton HHonors Reserve) and Discover. Primary rental car coverage provided by a credit card generally covers the loss of the vehicle, meaning you won’t need to pay a rental car company an extra fee for coverage when renting a vehicle, nor will you need to alert your car insurance company to any activity that could cause your premium to increase." [/QUOTE]
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SVTPerformance's Chain of Restaurants
Road Side Pub
Best Cash Back / Rewards Credit Cards?
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