Hi so we are looking into buying a bigger house in the near future, Hopefully the house market takes a dump, right were looking into a home around 400k, let me tell you 400k doesn't get you anything crazy in MA, I need a two car garage, wife's want a bigger kitchen and backyard, nicer neighborhood and school system, Been saving towards this goal for a long time, We own well still pay on a 240k home right owned for 10yrs planning to sell or rent the house, Now what will you guys do in this situation? put the 20% so there's no PMI, put even more of a down payment to have a nice comfortable mortgage or what? I know many of you have upgraded to a bigger home, Besides the current mortgage and a car payment we have no big debts and very little at that, I appreciate any suggestions for those who have done this.