Long story short, I've received 7 dings on my 04 SVT Cobra on the passenger side, one being very large. I know who did it because we have assigned parking in my apt complex, and at work I park next to a wall on my passenger side (no other driving of this car other than that). Upon letting my neighbor know that I knew about the damage to my car, they called their insurance, and started denying they did it once their insurance told them that without a witness there is no proof. Their insurance won't take care of it because they deny doing it, my insurance won't help because they consider a door ding a "collision" so then I'd have a $1000 deductible instead of $100. The neighbor won't let the insurance come and compare the damage side by side, so the insurance rules in their favor. Right now I'm screwed.
Now since it seems like this is considered "collision" and maybe even a hit and run, since they left no note and didn't try to contact me, can I get the police involved? If the insurance won't look at the evidence, maybe the police can come and write up a report looking at the evidence so that something could be done about it? These people obviously have no morals to flat out deny something that both they and I know happened. So I'm hoping the police officers on this board can chime in to let me know if I can bring the police in on this one.
Thanks a lot!
ps - if it makes any difference, I live in San Jose, if the policy differs from place to place.
Now since it seems like this is considered "collision" and maybe even a hit and run, since they left no note and didn't try to contact me, can I get the police involved? If the insurance won't look at the evidence, maybe the police can come and write up a report looking at the evidence so that something could be done about it? These people obviously have no morals to flat out deny something that both they and I know happened. So I'm hoping the police officers on this board can chime in to let me know if I can bring the police in on this one.
Thanks a lot!
ps - if it makes any difference, I live in San Jose, if the policy differs from place to place.