Ya just ask a ton of questions and be skeptical. Ive never used a broker, just a bank and Ive usually gotten the best deal with either my personal bank or the preferred lender.
I know back in the day, you could get PMI removed once you got past the 20% equity, however this wasnt the case in 2012. I put like 30% down and still had PMI for 5 yrs no matter what. I believe it was FHA so maybe they have different PMI costs and rules.
And GOOD JOB looking at that amortization table. You can really see how bad you are getting hammered up front.
I know back in the day, you could get PMI removed once you got past the 20% equity, however this wasnt the case in 2012. I put like 30% down and still had PMI for 5 yrs no matter what. I believe it was FHA so maybe they have different PMI costs and rules.
And GOOD JOB looking at that amortization table. You can really see how bad you are getting hammered up front.