I’ve been using a Drivewise monitor from my insurance company in an attempt to lower my premium. You plug it into the OBD port and it monitors speed, braking, mileage and time of day. I was talked into it by the insurance agent. She told me that my rates would not not go up because of the device and that I would get a 10% discount while using it. If it shows that you’re a good driver you will get a continued discount. So far it projects that I will receive a 17% discount from my driving habits. This process has made me think back to my perfect record and that they’ve been charging me the maximum amount this whole time. Go figure.
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