Just got my insurance renewel letter last week from Progre$$ive, actually the rate is fine, its eligibility rule #8 that has me perturbed.
8. The Company will not insure the following vehicles:
a. A vehicle which has been substantially modified from its original manufactured state for purposes of increasing the speed of acceleration capabilities of the vehicles. The following characteristics would be considered "substantially modified":
-Raised or lowered suspension :bored:
-Steering geometry changed :sleeping:
-Engine or drivetrain altered or changed
-Addition of traction bars
-Oversized tires :nono:
So I did some searching, and found some threads that some Geico Cobra customers were recently dropped after they were photographed in line for some 1/4 mile runs at a NHRA track... So make sure you take your plates off at the track (I never would have thought of this)!
So now that I'm totally paranoid that Illl get left hi & dry if I ever "need" my insurance (if I were to substantially modify my car). Have any of you guys seen this stuff? Do the other insurance companies also have "clauses" that void you insurance if you mod ? Part of me sympathizes with the insurance company (obviously more power increases the chance of loosing it) but there needs to be a way we can be responsible and still have fun. Last thing I need is to have my first accident in 20yrs, really need the coverage, and end up loosing my life savings or something.
To add to the paranoia, do we have any insurance agents under deep cover in the club??? Let's keep that member list top secret, I bet they are trying to buy membership lists from MM&FF too... :mj:
8. The Company will not insure the following vehicles:
a. A vehicle which has been substantially modified from its original manufactured state for purposes of increasing the speed of acceleration capabilities of the vehicles. The following characteristics would be considered "substantially modified":
-Raised or lowered suspension :bored:
-Steering geometry changed :sleeping:
-Engine or drivetrain altered or changed
-Addition of traction bars
-Oversized tires :nono:
So I did some searching, and found some threads that some Geico Cobra customers were recently dropped after they were photographed in line for some 1/4 mile runs at a NHRA track...
So make sure you take your plates off at the track (I never would have thought of this)!So now that I'm totally paranoid that Illl get left hi & dry if I ever "need" my insurance (if I were to substantially modify my car). Have any of you guys seen this stuff? Do the other insurance companies also have "clauses" that void you insurance if you mod ? Part of me sympathizes with the insurance company (obviously more power increases the chance of loosing it) but there needs to be a way we can be responsible and still have fun. Last thing I need is to have my first accident in 20yrs, really need the coverage, and end up loosing my life savings or something.
To add to the paranoia, do we have any insurance agents under deep cover in the club??? Let's keep that member list top secret, I bet they are trying to buy membership lists from MM&FF too... :mj:
