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Cobra Forums
2013-14 Shelby GT500
What interest rates did you guys get?
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<blockquote data-quote="carguy19" data-source="post: 12060597" data-attributes="member: 47250"><p>If someone wants to use a major bank, Chase, USBANK, Bank of america, TD Bank, etc. </p><p></p><p>Please call me. I can get you guys a better rate then you bank branch for an auto loan. We cant compete with credit unions, but be careful what you need to do when you sign up for CU's. They have different policies then banks do..... </p><p></p><p>For example. Most of them u need to allow to do an auto payment debit to ACH from your account (i dont like anyone to go into my acccount and take, I dont care whom it is.) </p><p></p><p>Secondly- I had a customer go thru an experience where on the fine print of the contract, it said if the CU went out of business, the company has the right to take your car if you cant come up with the payoff amount at any point of time if they go out of business, want to get out of the auto loan portion of banking, and many other reasons, if you didn't make the payoff when they request it the are able to bring the car and sell it at auction if you dnt have the funds to pay it off. NOT MY CUP OF TEA </p><p></p><p>To me those 2 reasons alone is why I'd pay 1.90.-2.9% thru a real company (chase, BOA, TD). The savings on 30 grand going from 1.9 to 2.9 is ABOUT 10-12 bucks a month on the principle payment. </p><p></p><p>Nice to have peice of mind to not have to worry about some lender putting you through hell with a brand new tough to get car.</p></blockquote><p></p>
[QUOTE="carguy19, post: 12060597, member: 47250"] If someone wants to use a major bank, Chase, USBANK, Bank of america, TD Bank, etc. Please call me. I can get you guys a better rate then you bank branch for an auto loan. We cant compete with credit unions, but be careful what you need to do when you sign up for CU's. They have different policies then banks do..... For example. Most of them u need to allow to do an auto payment debit to ACH from your account (i dont like anyone to go into my acccount and take, I dont care whom it is.) Secondly- I had a customer go thru an experience where on the fine print of the contract, it said if the CU went out of business, the company has the right to take your car if you cant come up with the payoff amount at any point of time if they go out of business, want to get out of the auto loan portion of banking, and many other reasons, if you didn't make the payoff when they request it the are able to bring the car and sell it at auction if you dnt have the funds to pay it off. NOT MY CUP OF TEA To me those 2 reasons alone is why I'd pay 1.90.-2.9% thru a real company (chase, BOA, TD). The savings on 30 grand going from 1.9 to 2.9 is ABOUT 10-12 bucks a month on the principle payment. Nice to have peice of mind to not have to worry about some lender putting you through hell with a brand new tough to get car. [/QUOTE]
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2013-14 Shelby GT500
What interest rates did you guys get?
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