My wife was hit on her way to the store on Saturday night. She had a protected left turn signal at a 4 lane road with a center divider. When she was past the first two lanes a 2006 Silverado hit her in the front passenger side which took off the front bumper off, damaged the fender, fender splash shield etc. The two cops that showed up refused to file a report saying there was not enough damage (there is $4500 according to my estimate) and made them exchange info. The other party told the cops that she had not hit anyone. Now today I come to find out that the other woman called our insurance company and claimed my wife ran the red light and hit her. What can I do about this? She told both cops that she had hit no one even though my wife's bumper was lodged under her wheels, not she is lying to the insurance. The police department (Prince William County Va) is telling her she can not file a report on her own and the cop is not answering his phone number that was given to us by dispatch the night of the wreck. Without the cop it is a he said she said deal.