Hey guys, this question is more for the Lawyer I guess.
I was in an accident back in January this year (car was totaled and already paid for by other person). The insurance company found the other party at fault and I am now working on a case for pain and suffering/medical cost. Like all insurance companies they are screwing me around saying I have no case. I am currently in school to get my Doctors degree and my wrist is still effed. My wrist took alot of impact, and tore a tendon, now my wrist is unstable and pops alot on top of hurting with multiple different things. Mainly things like writing for a long time, I cant bow hunt this year as it hurts to pull back my bow and also different activities at school I must do cause pain. Here is where it gets tough, my wife is the Doctor that has been taking care of my wrist, although she did refer me to another specialist orthpedic surgeon who is seeing me again in a week or so. So naturally because my wife is the Doctor, they want to pay nothing since it doesnt cost me anything. I havent had surgery on it due to the fact I wouldnt be able to complete schooling until rehabbed and want to wait til I am graduated to make that decision. So, they are saying as of now I have no case and are offering me zilch! My point is that this could cause a huge problem for me when I graduate being that I use my hands everyday with patients. Anyhow, what is the best thing to do. I have talked to a lawyer but like most didnt give me much advice unless I start paying. What is the best way to go about this? What can I do to help my case out on this.
I dont want to go elsewhere for care as I would have to pay out of pocket where I could get free care through my wife, yet I dont want to get screwed because insurance company can manipulate the way it looks for my care.
I was in an accident back in January this year (car was totaled and already paid for by other person). The insurance company found the other party at fault and I am now working on a case for pain and suffering/medical cost. Like all insurance companies they are screwing me around saying I have no case. I am currently in school to get my Doctors degree and my wrist is still effed. My wrist took alot of impact, and tore a tendon, now my wrist is unstable and pops alot on top of hurting with multiple different things. Mainly things like writing for a long time, I cant bow hunt this year as it hurts to pull back my bow and also different activities at school I must do cause pain. Here is where it gets tough, my wife is the Doctor that has been taking care of my wrist, although she did refer me to another specialist orthpedic surgeon who is seeing me again in a week or so. So naturally because my wife is the Doctor, they want to pay nothing since it doesnt cost me anything. I havent had surgery on it due to the fact I wouldnt be able to complete schooling until rehabbed and want to wait til I am graduated to make that decision. So, they are saying as of now I have no case and are offering me zilch! My point is that this could cause a huge problem for me when I graduate being that I use my hands everyday with patients. Anyhow, what is the best thing to do. I have talked to a lawyer but like most didnt give me much advice unless I start paying. What is the best way to go about this? What can I do to help my case out on this.
I dont want to go elsewhere for care as I would have to pay out of pocket where I could get free care through my wife, yet I dont want to get screwed because insurance company can manipulate the way it looks for my care.