Gotta love it though- we all pay hundreds per month to insure our vehicles, and I'm sure most of us are responsible drivers. Yet, some backwoods incest-bred redneck scumbag 17 year old can drive around with state minimum and nearly ruin your life, so you have to pay more to make up for their extra eyes, chromosomes, and gills. Gotta love it.
I have progressive for regular insurance and they're raising the cost of the mustang 600 dollars in 2019 and I'm sure it's because of other people like you state. I put 2000 miles on the car this year, I've had no violations on my record in over 6 years and no accidents ever. Yet Progressive wants me to pay a new rate of $4000 in 2019 for 3 cars, 2 which are full coverage.
After I move in a month or two I'll be looking into collector insurance so I'm actually glad Sid revived this topic.