Grundy here as well. Im a little concerned about the no errands thing. That basically means you can only cruise and not stop anywhere. My agent assured me id have no issues with the way I use my car. I just hope I never need it.
Collector Car Insurance Recommendations
- Thread starter cdurbin328
- Start date
Definitely NOT Hagerty. They screwed my Dad over so badly that our agent stopped writing policies for them and moved all his antique/classic clients to a company called Infinity. My '66 is heavily modded and I think my premium is around $350 a year.
The one thing I always liked about insuring with Grundy was that they have no limitations on mileage.
Grundy Worldwide was absolutely awesome to deal with. I had a total loss on my Backdraft RT3 so they won't insure me any more, and I now have Hagerty. Hagerty is more expensive, but hopefully if there is ever a claim, they are as good as Grundy Worldwide.
Coming from someone who has had a rather large total loss with them, it is not an issue.
The exact reason why I dropped them asap. Guys with Grundy Read the fine print. You're only covered to and from a car event. I've never heard of anyone file a claim with them either to see how they pay.
I went with Heacock. No BS rules and the price was the same. $350 a year for $32k value
They paid out on $65k with no questions asked. I have NEVER had a more pleasant experience with an insurance company as I did with Grundy.
Hagerty here, wanted to know I could drive the car when and where I please. Yes it cost more but not much and their customer service is great. This is my third car with them.
I love Grundy as mentioned before had my 1995 cobra valued at 18k. Now my 99 cobra is with for 21k and I pay 300 a year
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Grundy states the car is strictly for leisure driving. There's ways around everything. They can't prove everything.
For instance. Let's say I did go out to eat at a restaurant. Somebody backed into my car. I could say I pulled into the nearest parking lot because my car started overheating. Or my tire went low, or the brakes weren't working properly.
See where I'm going with this?
For instance. Let's say I did go out to eat at a restaurant. Somebody backed into my car. I could say I pulled into the nearest parking lot because my car started overheating. Or my tire went low, or the brakes weren't working properly.
See where I'm going with this?
Just did a quote with Grundy, I really do just get the car out for car events only, with my regular policy this car was costing me a additional $120 a month
Grundy here as well.
$435 a year at 46k agreed value.
Another vote for Grundy here. Hagerty are scam artists. I've had Heacock in the past and they were decent too but can't beat Grundy's rates. I think you guys are over thinking the "errands" part a little too much. The car can't be specifically used for errand running. If you are out on a Sunday drive and stop off at the 7-11 for a coffee or a bite to eat that is not errand running. Taking the missus to a cruise night and stopping at the CVS on the way home to pick up your crotch cricket cream on the way home...won't you get you dinged. Grundy has been nothing but a pleasure to deal with.
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I didn't like the restrictions placed by Grundy so I went with Hagerty and it was all handled through my "regular" insurance guy who has been a friend for years. Hagerty just wanted my car parked in a locked garage but nothing else. I can drive it to work when I want to the kids' school or just for fun. No mileage limits either. Admittedly I haven't had to make a claim but I have been pleased. I'm in NC and I do think the state insurance laws play a factor in premiums and likely in the "fine print" stipulations too.
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grundy here too...
I couldn't do grundy because I drive my car to work 2-3 times per month on a nice Saturday. I'm with hagerty, never had to file a claim though. I tried American modern but they would only agree on 30k, hagerty agreed to 50k
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- Mar 14, 2017
- Messages
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I was with Hagerty for years, never had a claim so , I cant complain. I recently changed to Classic Collector Car which is underwritten by Infinity. I got a little more coverage on my 2013 GT500 for alittle less money. There was a 3000 miles per year limit on it, but I very seldom come close to that on any of my toy cars. Ive read good and bad reviews on line about them, just like Hagerty and the rest of them. I just liked the idea that they were giving me a little more coverage for a little less money.
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