I'm sorry if this is in the wrong section. Also sorry if there are a few threads on this already, but I want to know the most current insurance rates. I'm 17 now and got quotes 260 a month with a clean record and good grades (4.1 gpa). The quote is from nationwide. I'm hoping the rates would drop in two years (after my sophomore year in college) because that's when I'm ideally getting the car. I'm just curious what other teenagers are paying for their terminator that are aged 17-21.