Anyone in here know their way around term life? I thought I did, but getting a curveball on a new policy.
To clarify, I got a quote for a new term policy that had a $10 per 1000 front end first year fee. I had successful prostate removal surgery 1 year ago, and that is why there is a supposed extra one time fee. Seemed more like a load you might get charged in equities by a salesman looking to make more money, so I'm just trying to find out if this is a common practice if you ever had a cancer diagnosis. BYW, surgery was uneventfull and 0 on PSA post surgery.
Speaking of term life, does whole/universal insurance with a cash value ever make any sense for someone?
To clarify, I got a quote for a new term policy that had a $10 per 1000 front end first year fee. I had successful prostate removal surgery 1 year ago, and that is why there is a supposed extra one time fee. Seemed more like a load you might get charged in equities by a salesman looking to make more money, so I'm just trying to find out if this is a common practice if you ever had a cancer diagnosis. BYW, surgery was uneventfull and 0 on PSA post surgery.
I'd actually like to have a few side medical polls going. Public studies are inconclusive as to corralation between vasectomy and prostate cancer later in life. Wonder what is is in our group. The other thing bugging me is weather guys that got covid with nasty results had any immediate treatments, like doxy, ivermevctin, vitamin c, d3, and zinc. In my group, quick ivermectin and the symptoms were gone in a day. No intervention but home rest and results a week to three of misery. I'm wondering how many that had quick intervention still had a nasty result
I'm a single guy with no dependents and no debt save for a mortgage. I was looking at cash value whole/universal policy from more of an investment standpoint and as something to leave my sisters(I'm the oldest). Would it make sense for me in any way?Yes, there times where these products may be better utilized than term and for various reasons.
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I'd actually like to have a few side medical polls going. Public studies are inconclusive as to corralation between vasectomy and prostate cancer later in life. Wonder what is is in our group. The other thing bugging me is weather guys that got covid with nasty results had any immediate treatments, like doxy, ivermevctin, vitamin c, d3, and zinc. In my group, quick ivermectin and the symptoms were gone in a day. No intervention but home rest and results a week to three of misery. I'm wondering how many that had quick intervention still had a nasty result
I was glad to have minedone as I surely didnt need any more kids, and still there is no conclusive evidence that getting snipped and prostate cancer run together. Studies have shown both results. I'm just saying in my family that my small study of 5 people shows direct corrolation.