You guys do what you want. I've seen enough deaths over the years to convince me that engineers know more than I, and they have my best interests in heart concerning tire/rim size recommendations. There's a difference between pushing the envelope and being fool-hardy. Rationalization is not in my vocabulary when it comes to the safety of myself, my family, friends, and other drivers. Make light of my caution if you feel compelled to. I'm more concerned about the original poster's safety then a few millimeters of tire width.
I can certainly understand your concern. What I will say is that I've never heard of a failure with running this size tire on a stock 9.5" rim, and I've personally done a lot of searching the internet. Has a failure ever happened? Sure. But, I would say that the chances are very slim due to the .5" difference in recommendation. In addition, Nitto tires historically run slightly narrow.