I was at a gas station this afternoon and as I was waiting for a pump to open, someone backed into the passenger side on my Z06. It was a light impact and the only visual damage is the fender popped under the door so it won't open, and a tiny crack in the paint. He admitted fault, I took pictures and I got a police report to cover my ass. The guy has Geico, which are notorious for being terrible. Is it worth dealing with his insurance and having an accident on the cars record for what appears to be a simple repair?